I would say put your cash into physical assets such as bricks 'n' mortar or Ann Summer's Windmill Powered Rabbits, as everything else seems to be depreciating more than the so called 4% inflation rate.
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ISA virgin advice
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You know the score. Keep up the monthly payments and you keep your face.Originally posted by MarillionFan View PostI'll double that 5K for you. Just let me have your account number and sort code and I'll do the rest.
Money back guarantee
Old GregComment
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Still into the cutting?Originally posted by Old Greg View PostYou know the score. Keep up the monthly payments and you keep your face.Practically perfect in every way....there's a time and (more importantly) a place for malarkey.
+5 Xeno Cool PointsComment
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Pass the salt, would you?Originally posted by Old Greg View PostMainly the peeling.Practically perfect in every way....there's a time and (more importantly) a place for malarkey.
+5 Xeno Cool PointsComment
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The face is still in the timeshare scheme right? I lend it to you for one year, then Brad Pitt give's me his. Right? Right!Originally posted by Old Greg View PostYou know the score. Keep up the monthly payments and you keep your face.What happens in General, stays in General.You know what they say about assumptions!Comment
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The details remain commercially sensitive.Originally posted by MarillionFan View PostThe face is still in the timeshare scheme right? I lend it to you for one year, then Brad Pitt give's me his. Right? Right!
On a related note, I had my first client today for my professional contractor services (see sig).Comment
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Cash ISA ????? ONLY if you are likely to need the money in the next few years. If you can stash for min of 5 years you HAVE TO be looking to get it in the market.
First investment - get the lowest charging index tracker you can find (HSBC through HL would be a good start). Drip-feed in if you prefer (pound-cost averaging).
Fire and forget and don't under any circumstances bottle it at the first dip and cash it in (compound interest)
Some of my funds show a return of 10%+ (average annual return) for 14 years and thats 2 recessions and a dotcom crash.
DONT buy individual shares (you don't have a clue)
DONT buy what bloke in the pub says (He doesnt have a clue)
When you have got a stable foundation of trackers (which can be international), think about risking a small amount (up to 10% of total) on more exotic fare.Comment
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Originally posted by lukemg View PostIf you can stash for min of 5 years you HAVE TO be looking to get it in the market.
Would you say the market is at or near a peak at the moment so higher risk of losing out over a shorter term, so better if money can be tied up for longer to ride out any imminent troughs?Feist - 1234. One camera, one take, no editing. Superb. How they did it
Feist - I Feel It All
Feist - The Bad In Each Other (Later With Jools Holland)Comment
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Be careful trying to time the market - even a dip can turn into a slide. Short-term (1-2 years) I can see the growth kicking in and most of the corporate news is positive but not reflected in valuations. I wouldn't even dare to say what will actually happen and anyone who says they can is a liar.
Some people say look at a HYP strategy, focussed on dividends so the money is generating return regardless of price. This would probably yield more than a cash ISA with a potential increase in value too (and a potential decrease of course !)Comment
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