What does the congregation think of this deal?

[Bagpuss]

If the bank goes bankrupt you get nothing. Basically all they do is invest your capital in a standard bank account earning iinterest for 5 years take the interest that you will earn over 5 years and speculate it on the markets.

Why don't you do that your self? Subtract the interest from your capital that you expect to earn over 5 years and bet it wildly on the markets. After 5 years the the capital will be back to where it was at the beginning, plus your winnings by betting on Futures.

Thta would be more fun and you wouldn't have to pay commission.

For example you have 10 grand. Put 9 grand in a building soc for 5 years, and stick 1 grand in the Furures market. Now if you screw up you lose your 1 grand, but in 5 years you'll have your 10 grand back. However you can make stionking loads of dosh when you speculate. That's what the bank does and then tehy give you 50% of their winnings.

probably the wisest advice post ever on this site

[Toastiness]

If the bank goes bankrupt you get nothing.

I know the country is up tulip creek economically. But I don't think the Bank of England is going to go bankrupt anytime soon...