Constant paradox with FAs I think - if they were any good they would be making a stack load of cash for themselves and wouldn't need to "advise". Ergo, they're not very good (and on commission) so you might as well make the financial decisions yourself.
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"Experience hath shewn, that even under the best forms of government those entrusted with power have, in time, and by slow operations, perverted it into tyranny. "
Thomas Jefferson -
If I could cash 'em in I would, believe me! Don't fancy paying someone to tell me that they are a crock either so I think I'll just forget about it.Comment
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If you transfer them out to another provider, the greedy fookers grab about 30% of you pot, if you leave them, they grow fook all.
This is why I think pensions (apart from gold plated final salary public sector ones) are pants, even with the tax clawback.
Too restrictive and too many greedy fookers (like Brown) wanting their slice.Comment
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