Originally posted by Tensai
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Bank Rate cut .5 %
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Originally posted by Platypus View PostPerhaps
Perhaps not.
I seem to meet two types of people, those who took a fixed rate at about 5-6% and figured that whatever happened to rates they were getting a good deal (considering long term average interest rates over say the last 25 years). Then there are those who sign up to a similar rate being convinced that they've signed up when rates were at their lowest and that they can fold their arms certain in the knowledge that they're smarter than average.
I respect people in the first category and admire their philosophical view of the current (assumably temporary) drop in rates.
Maybe there is something wrong with me, but I laugh heartily at people in the second group when the smile is wiped from their face. I guess I just don't like braggarts.“The period of the disintegration of the European Union has begun. And the first vessel to have departed is Britain”Comment
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Cousin has a baserate plus .39 with barclays, no collar. wonder if their bbbr will deviate from base. 1.89% interest is ridonkulous.
And yet My dad is still waiting on barclays to adjust their SVR. If they don't, I am hoping new lower fixed rates for 5 years will hit around 4.5% for him to fix at, anything between 4.0% and 5.0% is a great fix imo.
On a side note, Pret a manger's Saag Aloo soup is YUMMALICIOUS today!Comment
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Originally posted by Solidec View Postanything between 4.0% and 5.0% is a great fix imo.Comment
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Originally posted by TimberWolf View PostI have a variable rate mortgage with Barclay's (was the Woolwich) and haven't noticed my mortgage repayments going down to speak of in recent months.Comment
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Originally posted by oracleslave View PostIf that's the best fix you can get you need to get out more.
Or was that a pun on the word fix?
Or should I get out more?Comment
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Originally posted by BrilloPad View PostOver 5 years?
Or was that a pun on the word fix?
Or should I get out more?Comment
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Originally posted by Platypus View PostPerhaps
Perhaps not.
I seem to meet two types of people, those who took a fixed rate at about 5-6% and figured that whatever happened to rates they were getting a good deal (considering long term average interest rates over say the last 25 years). Then there are those who sign up to a similar rate being convinced that they've signed up when rates were at their lowest and that they can fold their arms certain in the knowledge that they're smarter than average.
I respect people in the first category and admire their philosophical view of the current (assumably temporary) drop in rates.
Maybe there is something wrong with me, but I laugh heartily at people in the second group when the smile is wiped from their face. I guess I just don't like braggarts.
Now SVR doesn't seem to have been driven down far, so I'm still paying what seems to me like quite a lot for a roof over my head. But I'm not compaining, it was my choice to come and live in England. Certainly not bragging either.Comment
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0.69% above BoE lifetime tracker with no collar...
...don't want to appear smug but these are gloomy days so what the hell!
Cats are evil.Comment
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