Jaguar XF

[Doggy Styles]

Vehicle prices go up? I don't think so...

Don't get a new one, you will save thousands if you go for a slightly-used one...

Whoosh.

A friend of mine felt he had to buy one a couple of years ago when he became captain of a golf club.

[deano]

What's wrong with a Kia Carens diesel? Mine goes perfectly well from office to client and back. It can stand motionless along with all the other M1 rush-hour traffic, or move at 60 miles an hour, along with all the other M1 rush-hour traffic.

And then I can fill it with stuff to carry about at the weekends.

[original PM]

We've done this so many times in the past: Get the ultimate in contractor vehicles by paying cash for a 2nd hand Mazda 6 MPS, is a way better car.

Go on, do a Pepsi challenge: compare the specs and go for a test drive, you'll taste the difference.

you see I did not long about (about a few weeks) I needed to replace the current family wagon - it came to the Mazda 6 or a Mondeo - winner (on price as well as driveability, spec etc) was the Mondeo!!

Mazda had a better sound system in terms of speakers mind you but apart from that....

[BolshieBastard]

Im not considering buying one, you'd just lose thousands in depreciation!

I'd only contract hire it. Works out cheaper and no depreciation issues.

And who wants a mazda or Kia to drive up to 3 hours a day, ffs!?

[original PM]

as long as it has a stereo and an ashtray I ain't too fussy!!

[Solidec]

I am looking at contract hiring a Mini Cooper D on a 3 year lease. In this climate can probably haggle the price down to around £175 a month including a 5 year/50K mile TLC service/maintenance contract.

72 mpg combined and only 106 g/km CO2 makes it very tax friendly as a company car.

If only the government would realize, or rather admit, that Diesel emissions are no longer higher/dirtier than petrol and that the 3% premium for a diesel car on Cotax is basically a con!

[Bagpuss]

Im not considering buying one, you'd just lose thousands in depreciation!

I'd only contract hire it. Works out cheaper and no depreciation issues.

And who wants a mazda or Kia to drive up to 3 hours a day, ffs!?

I've never found a contract hire deal that works out cheaper than buying

[BolshieBastard]

I've never found a contract hire deal that works out cheaper than buying

Seriously?

XF has a cash price of approx £32k OTR.

Contract hire 36 months at £600 pcm = 21.6k. Saving 10.4k

If you buy the car using a loan expect the total price including interest on loan, loss of interest on cash used as deposit for OTR price over 36 months to be approx 45k ergo a saving of approx 43k!

[AtW]

XF has a cash price of approx £32k OTR.
Contract hire 36 months at £600 pcm = 21.6k. Saving 10.4k

Dude, if you buy car for £32k you will still have this car in 3 years (depreciation won't be 66% either - at least one should not buy such car) - in case of contract hire you will have no car in 3 years and £22k down the drain - probably get stung by small print for more money.

Get Ford Mondeo, it's cheaper and looks like that jag.

HTH

[Bagpuss]

Seriously?

XF has a cash price of approx £32k OTR.

Contract hire 36 months at £600 pcm = 21.6k. Saving 10.4k

If you buy the car using a loan expect the total price including interest on loan, loss of interest on cash used as deposit for OTR price over 36 months to be approx 45k ergo a saving of approx 43k!

No, you spend 21.6k to rent the car over 3 years. The residual value belongs
to the lease company. I.e. 21.6 k loss

Contractors don't take out loans to buy cars!

If you buy the car cash it will be worth at least 15k after 3 yrs, so 17k loss

your 17k in the bank for 3 years would give no more than 1500, less after tax


In conclusion
say 18k cost over 3 years if bought with cash

21.6k loss if hired