Insuring your car - do you put down business miles as part of quote?

[chris79]

Faced with a choice here:-

1. Social & commuting (to a perm place of work).

2. Business miles (for use in connection with a business).


I'm guessing it's #2 technically, but annoyed that the premium goes up a few quid. I guess it seems a bit two faced to claim from the tax man that I travel to a 'temporary place of work', yet on my car insurance try and claim it's my perm place of work.

When I say a few quid, it puts it up by almost £100.. I've got someone in the family on it who's 17 with a provisional.. I'll make them pay it I think.

[Turion]

I don't declare business use. Why bother unless you're travelling to different clients every week, when you should have such insurance. Basically it's irrelevant for most of us.

[Beefy198]

When I say a few quid, it puts it up by almost £100.. I've got someone in the family on it who's 17 with a provisional.. I'll make them pay it I think.

Get a new insurer then

[zara_backdog]

Get a new insurer then

WHS - Only costs ne an extra 20 quid per year - why risk it.

[dmini]

If you don't declare & get caught - it wont just be your insurance payout you wont get. It will also probably mean a criminal conviction, because whenever you are driving on business at least, you are driving without insurance.
For goodness sake, stop being a cheapskate. You want to claim back the mileage - part of that is ensuring you are properly insured.
Just flipping do it!!!

[blacjac]

If you don't declare & get caught - it wont just be your insurance payout you wont get. It will also probably mean a criminal conviction, because whenever you are driving on business at least, you are driving without insurance.
For goodness sake, stop being a cheapskate. You want to claim back the mileage - part of that is ensuring you are properly insured.
Just flipping do it!!!

WHS

If you want to claim the mileage, pay the insurance.

As for all those who say "how would they find out?" If no one would ever find out you nicked £100 from the sick childrens charity fund, does that make it OK?

[shoes]

WHS
As for all those who say "how would they find out?" If no one would ever find out you nicked £100 from the sick childrens charity fund, does that make it OK?

If a tree fell down in a wood, would it fall on a sick child?

[BolshieBastard]

Some ins co already make provision for business miles. Tesco do for example.

[Beefy198]

For goodness sake, stop being a cheapskate. You want to claim back the mileage - part of that is ensuring you are properly insured.

And that is of course a very good and valid point.

You want to run your own limited and say you're a company director? Going blue in the face trying to convince everyone that you are a real business? Act like one!