the dark times

[DS23]

yikes. how long did it take for point 1 to happen?

[Archangel]

yikes. how long did it take for point 1 to happen?

probably about 6 months after the SFS kicked the doors down. The lender had already changed the mortgage to "suspended" or something like that, so it didn't effect my credit rating (as I was trying to get another, larger mortgage at the time).

I was also a victim of that PI insurance fraud (the one who used to advertise on here), so had two serious fraud squad cases on the go at the same time and was being investigated for IR35!

I was quite paranoid for a time.