How best to dea with several small pensions?

[SallyAnne]

Did anyone else think this thread was called "How best to deal with several small penises"?

[Churchill]

Did anyone else think this thread was called "How best to deal with several small penises"?

Not getting much these days, eh?

[EternalOptimist]

Did anyone else think this thread was called "How best to deal with several small penises"?

I thought it said 'How best to deter with several small prison sentances'

[SallyAnne]

Not getting much these days, eh?

Getting too much I think - I'm becomming obsessed

[Churchill]

Getting too much I think - I'm becomming obsessed

Tell me more about the "kinky" stuff.

Churchill - In "Trainee Counsellor" mode!

[SallyAnne]

Tell me more about the "kinky" stuff.

Churchill - In "Trainee Counsellor" mode!

erm...no

[Churchill]

erm...no

Spoilsport!

[Xenophon]

Did anyone else think this thread was called "How best to deal with several small penises"?

Ahem.

[EternalOptimist]

I've got a Standard Life pension pot... they've so far lost me roughly £20k over the last 8 years or so...

It's still £15k down on what it was in 2000.


"winkers of bunch flipping Useless " may be assembled into a famous phrase or saying...

I knew a bloke in Liverpool , self employed builder/roofer, who didnt trust these people so he kept his money in a tin under the bed, close to 10k.
One day in 1995 his house burned down and as he stood outside with the firemen he was close to having a breakdown.
He sent his missus into the wreckage and she came back with the tin and when he opened it the money was ok. Smoking a bit, but still spendable

[lukemg]

I have got a few of these smaller permie pensions, some equitable life - gulp, standard life stakeholder and now a SIPP.
I don't intend consolidating them, I will just let them run. so what if I get 8 different pension payments into my account when I retire ?
No guarantee that consolidating into a single provider (and paying the exit penalties) will turn into the best move and you could find all eggs in one basket leaves you more exposed to risk (unlikely but possible, I thought Equitable were the smart move).
Of course your IFA will be messing his boxers when he hears you say consolidation and takes the whole package to a single provider who will pay him handsomely.
Come on people, you need to start learning how the financial world works, it will be the most useful info you ever get. I would NEVER trust a 'supposedly I' FA to tell me what I needed to do with my hard-earned.