O/T Car insurance

[Bagpuss]

The car will have to be fixed to a good standard using manufacturer recommended parts. As people have mentioned unless it's a write off it won't show up on a vehicle check, however a vehicle inspection (e.g. the AA) could reveal it's been in an accident, depending on where the damage is and how heavy it was. I wouldn't worry too much about affecting value, especially as I doubt your mum was driving anything too exotic

[PAH]

Nah.

She was just tootling along in the Veyron to the shops...

I wonder if anyone's ever managed to scam the insurance companies by insuring their 'ferrari', getting it written off and replaced with a brand new one, only to have really been driving a particularly good replica.

[expat]

The car will have to be fixed to a good standard using manufacturer recommended parts. As people have mentioned unless it's a write off it won't show up on a vehicle check, however a vehicle inspection (e.g. the AA) could reveal it's been in an accident, depending on where the damage is and how heavy it was. I wouldn't worry too much about affecting value, especially as I doubt your mum was driving anything too exotic

Or damage caused by the accident could ahow up later, but be hard to pin definitively on the accident, and get fixed by the insurance.

Next time I get a car repaired after an accident, I'm selling it soon after.

[Ardesco]

Thanks for the replies all.

I have told her to go and see a doctor about the whiplash because she has had a sore neck and dizzy spells.

It is nationwide handling the repair unfortunately. So she's going to take it to the dealer she brought the car from for an assessment once the work's complete. Nationwide say their repairs have a 3 year guarantee so we'll just have to see. If the dealer says anything is wrong it will have to go back till fixed properly.

Once they are happy I think she will sell the car and get a new one.

So all in all a pain in the arse but I suppose it is good that she was not more badly hurt & the driver who hit her is reputable.

I would trade it in at the main dealer. If they refuse to give you the above average condition trade in you can state that the value of the car has been affected and ask the insurance Co to make up the difference because the work was obviously not up to standard.

[Dow Jones]

Just shows you...

...what a lottery insurance can be. 1st rule of an insurer is to find how NOT to pay you (NU seem to excel at that, even contesting cases when drivers hit others at the back, in which case it's supposed to work in their clients' favour)

[Bagpuss]

Ned Flanders doesn't believe in insurance because it's basically gambling, and that's a sin

[PAH]

Ned Flanders doesn't believe in insurance because it's basically gambling, and that's a sin

I'm suprised those brainwashed by a religion where gambling is a sin haven't used this as an excuse to avoid mandatory insurances.