Money - advice!

[TheRightStuff]

You are all missing the 100% guaranteed biggie.

Buy To Let.

House prices are going to double, rents will go through the roof and all the BTL'ers will be millionaires.

You KNOW it makes sense. Buy into UK property.

Kerrrrrrchinnnnnng.

HTH

..... Rodney

[Numptycorner]

I'd be wary of premium bonds, they have created bigger prizes which means your average return won't be great unless you win a big one. National Savings Certificates, particularly the index linked ones will give you a better return assuming no jackpot ( http://www.nsandi.com/ )

FOr 30k it's worth a punt, minimum return is greater than 3.5% of memory (which if you are sneaking into higher rate is Ok) plus realistically you will beat that, due to the many small denomination bonds in the system which are unlikely to win.

[rootsnall]

FOr 30k it's worth a punt, minimum return is greater than 3.5% of memory (which if you are sneaking into higher rate is Ok) plus realistically you will beat that, due to the many small denomination bonds in the system which are unlikely to win.

Minimum return is stuff all, I just won a 50 quider but it was my first for years.

[TheRightStuff]

Minimum return is stuff all, I just won a 50 quider but it was my first for years.

how much did you have in bonds?

[thunderlizard]

Look at a venture capital trust.

[Pringle21]

Check out http://www.fidelity.co.uk/ or one of the other funds supermarkets out there - plenty of funds to invest in (either inside or outside of an ISA). Most can be invested as a lump sum or a regular monthly amount.

Create a portfolio spread across different geographical regions/markets to balance out the risk.

The returns on some of the funds have been high over the last few years!

Just be careful look at the charges though - initial 5% on some funds.

[rootsnall]

how much did you have in bonds?

I don't really know to be honest, they are years old. When I bought some NS&I Index linked last year I read up on it and the advice was they aren't a good deal anymore, circa 3.5% overall return if I remember rightly.

[n5gooner]

how about blow it all on a boob job

I think thats the last thing SA needs

HTH

[freakydancer]

I think thats the last thing SA needs

HTH

Tummy tuck?

Her words, not mine.

http://forums.contractoruk.com/thread14634-staple.html

[scooterscot]

Check out http://www.fidelity.co.uk/ or one of the other funds supermarkets out there - plenty of funds to invest in (either inside or outside of an ISA). Most can be invested as a lump sum or a regular monthly amount.

Create a portfolio spread across different geographical regions/markets to balance out the risk.

The returns on some of the funds have been high over the last few years!

Just be careful look at the charges though - initial 5% on some funds.

The head honcho responsible for fidelity’s performance over the past few years has just left, I'd need evidence they can continue that performance without him before they see a penny of my cash.