Limited company to Umbrella, will that avoid ir35 issues

[VectraMan]

Indeed which is why I go through my accounts with a fine tooth comb, in fact I found such an error in my last set (expenses attributed to the wrong category), informed the accountant and he apologised and sorted it, my point is that this is a once a year activity (well 4 times a year for VAT as well but that's easier to confirm whether its correct) and I don't find it a hassle at all, take your point that some people don't GAS and get themselves in a mess but IMO those people should have just stayed permie and picked up their paycheck once a month in perpetuity.

It's not very difficult, granted, and I do it all myself. But it is some effort and a lot of people just want to earn a living. Staying permie isn't necessarily an option; perhaps they were made redundant and were offered work as a contract. Not everybody is choosing contracting as a way of life; some people take some temporary work and then discover that they need either a Ltd., which is totally alien to them, or a hassle free umbrella. A couple of my relatives went through exactly this.