Its a bit like the Bible, there's so much of it you can pick a line to support just about any possible position: once again the word is redefined by Rand from its common usage in the service of the cause:
and this zinger
Leaving aside the naked barbarity of the last, she seems to be saying giving to charity is Ok, as long as it doesn't really inconvenience one, and the recipient is not actually in need and is able to contribute to one's own happiness. This is what I meant by a shallow justification for selfishness and certainly not what most people think of when they use the word - giving to victims of a natural disaster, for example, (and hoping the ships weren't hi-jacked by an Objectivist pirate on the way )
My views on charity are very simple. I do not consider it a major virtue and, above all, I do not consider it a moral duty. There is nothing wrong in helping other people, if and when they are worthy of the help and you can afford to help them.
The proper method of judging when or whether one should help another person is by reference to one’s own rational self-interest and one’s own hierarchy of values: the time, money or effort one gives or the risk one takes should be proportionate to the value of the person in relation to one’s own happiness.
To view the question in its proper perspective, one must begin by rejecting altruism’s terms and all of its ugly emotional aftertaste—then take a fresh look at human relationships. It is morally proper to accept help, when it is offered, not as a moral duty, but as an act of good will and generosity, when the giver can afford it (i.e., when it does not involve self-sacrifice on his part), and when it is offered in response to the receiver’s virtues, not in response to his flaws, weaknesses or moral failures, and not on the ground of his need as such.
The small minority of adults who are unable rather than unwilling to work, have to rely on voluntary charity; misfortune is not a claim to slave labor; there is no such thing as the right to consume, control, and destroy those without whom one would be unable to survive.
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