Life Insurance through a Limited Company - provider recommendations

[BjornMorg]

All,

Want to get Life Insurance cover via my limited company.
Can anyone recommend a good advisor and/or provider?

[Craig at Nixon Williams]

I can’t recommend any particular product. But if you are doing it through a limited company then a relevant life policy will be much more tax efficient as it is not classed as a benefit in kind.

[speling bee]

Give Contractor Financials a call for Relevant Life Insurance. They were good.

[Sausage Surprise]

Just done one recently through Zurich

[DeadEyedJacks]

Life Insurance via Company or Not

I can’t recommend any particular product. But if you are doing it through a limited company then a relevant life policy will be much more tax efficient as it is not classed as a benefit in kind.

Do a proper comparison of net costs for a personal life policy vs. Company relevant life policy. We found company policies to be more expensive. Ditto for health insurance.

[Craig at Nixon Williams]

Do a proper comparison of net costs for a personal life policy vs. Company relevant life policy. We found company policies to be more expensive. Ditto for health insurance.

Very good point – don’t let the tax tail wag the dog!