Originally posted by lukemg
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Pensions and Mortages
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Don't get mad...get even... -
pension - go and see an IFA, really.
mortgage - you don't need a contractor specialist. They were not competitive when I looked. I ended up with my own bank who wanted to see 2 years accounts and used my net profit figure as the basis for their lending criteria.
HTH.Older and ...well, just older!!Comment
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Originally posted by SPURSN17 View PostCan anyone point me in the right direction to look for pensions (im 28 and still not got one set up!!!) and mortages and how do mortgages work given that your not in a perm role and planning things can be be a big problem...
Try and get a fully flexible mortgage if you can, I've been though all sorts of ups and downs with my one and it's been fantastic.Free advice and opinions - refunds are available if you are not 100% satisfied.Comment
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Originally posted by ratewhore View Postpension - go and see an IFA, really.
mortgage - you don't need a contractor specialist. They were not competitive when I looked. I ended up with my own bank who wanted to see 2 years accounts and used my net profit figure as the basis for their lending criteria.
HTH."You’re just a bad memory who doesn’t know when to go away" JRComment
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Originally posted by kaiser78 View PostAny decent IFA will say NOT to use pound cost averaging but to invest at the most suitable time.
In the long term, it is vital to keep costs down. Even a small percentage in commissionyear after year will have a huge effect on your final pile: remember that's a % of your total investment, not of your return. That's why many people choose Hargreaves Lansdown or SIPPDeal: HL has low fees on many (not all) mutual funds, SIPPDeal has 0% holding fees on ETFs and shares.Job motivation: how the powerful steal from the stupid.Comment
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Originally posted by ratewhore View Postmortgage - you don't need a contractor specialist. They were not competitive when I looked. I ended up with my own bank who wanted to see 2 years accounts and used my net profit figure as the basis for their lending criteria.
HTH.
banks generally only offer their own products Independents view all the offersComment
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Originally posted by Support Monkey View PostEach to his own but i found the opposite, local banks had me jumping through hoops and would not lend me anywhere near what i wanted with basic and divis, went to contractor money told them my daily rate and they came up with the best offer by farFree advice and opinions - refunds are available if you are not 100% satisfied.Comment
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