Payment terms not met

[SueEllen]

Just because you don't have all the insurance doesn't invalidate the contract. The fact that you have conducted the work in fulfilling the material terms of the contract, constitutes performance for which you are entitled to payment. The lack of insurance cannot be seen to be material. In the meantime, get the insurance and issue the invoice.

Highlighted is the important bit.

You can get PL insurance within an hour online from the likes of QDOS.