Professional indemnity insurance recommendation.

[Sausage Surprise]

Could be cheap for a reason!

After a bit of research on this forum, I went for QDOS this year. Not cheap, but in the grand scheme of things it is worth it.

Do you know anyone who has had to invoke one of these insurance policies? I don't. So cheap is best for me.

[ItRYmyBEst]

Thanks all, I'll decide tonight what to go for!))

[FatLazyContractor]

Do you know anyone who has had to invoke one of these insurance policies? I don't. So cheap is best for me.

Fair enough, if that is the logic you apply. I presume you are a very rich man/woman.

Personally, I don't have a big sum of money to pay out if something goes wrong due to my solution design/ development. The work I do for my client has potential for major goof-ups and can impact their finances significantly.

Do I know someone who has had to invoke one of these insurance policies? No, not in person.
Do I know the impact it could have if the client decides to challenge me? Yes.
Do I feel safe in the knowledge that I am covered in case tulips grow in my backyard? Yes.

HTH