How does the offer process work when buying a house in the UK?

[Daventry]

You probably won't be eligible for Shared Ownership anyway as they have min/max earnings and if you are considered to be earning more than (I think) £66k then you will be over their limit.

Even on a directory's salary under £10k per year? Unless they look at all your finances and consider your business account too.

[sartois]

Even on a directory's salary under £10k per year? Unless they look at all your finances and consider your business account too.

Yes I did check this... problem is that will put you below the minimum salary required (40k). So then you have to explain that you actually have a Ltd company and at that point you might as well be talking klingon as you don't fit nicely into their system. Anyway, unless your missus is a key worker then it's unlikely that you would get one as there is a scoring system on these, as well as the fact you need to be living or working in the borough too.

Not saying it's impossible, but unlikely