Pension Advice

[iburnell]

Thanks for your responses

Last question - what is the "optimal" salary - I see 7k mentioned. The perceived wisdom here seems to be to drop the salary right down and leave as much cash in the company to top up either the EPP or personal. If I am making both contribution from the company I don't really see much point in splitting payments just increase payments into the EPP from the company. However, even if I was receiving 7k salary I would want to try and make personal payments into the personal plan up to that value as well to maximise efficiency

[ASB]

10k generally.
As per its thread title. Review the thread and all should become clear.

[lukemg]

Make sure you aren't getting ripped in expensive under-performing pension funds (many from mainstream providers are )
Consider setting up a SIPP and transferring all of them into that under your control. There are plenty of low cost tracker funds you can use which are likely to do well for you over time without someone scything off 2%/year for nothing !