Professional Indemnity Insurance

[rd409]

A question on PI. If QDOS can signifcantly undercut Randell Dorling and Chaunce o'Hara (which are both Hiscox policies underneath incidentally), and all three are covering the same thing, what risk are QDOS excluding from their scehdule? It may well be the other two are covering risks that aren't necessary to cover of course, but it would be good to know which.

For most of us i.e. IT Contractors the PI insurance is just a mere formality that the agencies ask to get to tick boxes.
As a developer, I won't really be risking a lot to claim anything against this insurance, if I am developing a real time systems for banking, transport or similar is completely different. I always go with the cheapest option so as to keep the agency happy.

[Banjolele]

I'd definitely recommend Qdos too. Not only for the PI Insurance, but for things like contract reviews and IR35 advice and stuff. I've found them to be really helpful.