How do you manage your Ltd Co Surplus cash?

[psychocandy]

Same for me. I'm with Cater Allen. 0% interest.

[swebb]

Santander seem to provide something useful in the business reward saver

Business Reward Saver: Santander Business Banking

You don't need a current account with them and it pays 2% over a year and 1.84% if you make one withdrawal.

[BillHicksRIP]

As per earlier question, is the government-guaranteed money in banks if they collapse also applicable to businesses? I read it was 85k max too.

[psychocandy]

Santander seem to provide something useful in the business reward saver

Business Reward Saver: Santander Business Banking

You don't need a current account with them and it pays 2% over a year and 1.84% if you make one withdrawal.

if balance over 30k

[tvr450]

Money Saving Expert site

Some useful info here - Saffron Building Society offering 2.25% at the moment - see the link here:

Small Biz MoneySaving: Banking, gas & elec, phones & web...

[Hex]

Worth a look - but needs 3 months notice for withdrawals: Investec Business High 5 - Home

[psychocandy]

Still crap mind aint they?

Still worth getting out as much as you can and sticking in personal savings.

[jmo21]

Worth a look - but needs 3 months notice for withdrawals: Investec Business High 5 - Home

Minimum balance £50k to earn interest

[Stan]

Regarding offsetting - another option is to take a directors loan, downside is you have to pay BIK on the notional interest. Oh and get good at juggling

[richy]

Secure Trust Ltd co deposit acount, 120 day notice

Just get a 120 day notice biz deposit account from Secure Trust Bank. pays 3% gross interest.