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I think you just both need to be on the business account. My wife has access to ours. She had to have a personal starling account to get the business one so she just signed up for one, it is super quick to open one.
I hope they continue to grow and add more services. My wife has been trying to open up a USD personal account for like a month now and hasn't been able to successfully do it with any of the traditional banks and unfortunately Starling doesn't offer a USD personal account (but they do for business accounts).
Neither me nor my wife have personal Starling accounts, but we were able to open the business account very easily (both directors/shareholders).
Have a look at Transferwise Borderless account for USD.
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