Mortgage Advice Required

[SimonMac]

We went with Metro back via CMME

[Camsteack]

Went with Halifax through a broker recommended by a friend, streamlined process and only had to provide a copy of my current and previous contract.

[CanPayButWouldRatherNot]

It's worth looking around again. I believe Barclays are in the mix with a good option as well now. Mortgage offerings change regularly so always do your research.

Speak to Freelancer Financials, and see what's new.

thanks NL

[SDR]

Think the off-payroll working rule changes likely coming in April will affect how lenders assess contractors for mortgages?

Or to put it another way, should contractors looking to apply for a mortgage soon mention that from April they might not be working the same way they do now?

[ladymuck]

Technically, you should disclose if you know your income will adversely change. But, if you don't know for sure, how can you tell them?