• Visitors can check out the Forum FAQ by clicking this link. You have to register before you can post: click the REGISTER link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. View our Forum Privacy Policy.
  • Want to receive the latest contracting news and advice straight to your inbox? Sign up to the ContractorUK newsletter here. Every sign up will also be entered into a draw to WIN £100 Amazon vouchers!

Boat Mortgage / Loan - proof of earnings when just starting out

Collapse
X
  •  
  • Filter
  • Time
  • Show
Clear All
new posts

    #21
    Natwest said I wouldn't ba approved - that was when requesting £25k however.
    But for whatever reason I come up 9 out of 10 on their credit rating, but im just better than mid range on experian.

    Might go and see them perhaps.

    Comment


      #22
      Originally posted by ryanti View Post
      Fair point - I just remembered that was the figure Brookson gave me at the start - but you're right that assumes I'm working every single mon-fri. So it's more like £63k before tax, still don't know if this counts as my annual income.

      Anyhow, I can ask Brookson it's just a faff to get hold of them with call backs and all that nonsense. But I'll get on the blower now.

      I know my options now, cheers for the help
      Its not your income, its your Company's Turnover - this is assuming you are running your own Limited Company.

      You will not have Company accounts until your first accounting period has ended and your Financial Statements have been drawn up, hopefully, by your Accountant.

      If you need interim accounts, then you are going to have to wait a while before they have any meaning.
      I was an IPSE Consultative Council Member, until the BoD abolished it. I am not an IPSE Member, since they have no longer have any relevance to me, as an IT Contractor. Read my lips...I recommend QDOS for ALL your Insurance requirements (Contact me for a referral code).

      Comment

      Working...
      X