Insurance - what and how much ?

[radish2008]

Firstly, I get cover (actually with Hiscox) as part of my accountancy package, and the insurance bit costs £30 a month which gives me a ridiculous £5m of public liability and £5m of PI (plus £10m employers which is unnecessary as I am a sole director). Might be worth seeing if your accountants do anything similar.

I hope you're getting something else as that's about £85 worth of benefit for £360 a year. Are you missing the PI maybe ?

Also, my contract stipulates min limits on insurance - pretty standard in banks I think

[Edit] Ah my bad - didn't see the PI bit.