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Recent content by ujjain

  1. U

    Do I pay tax on the income of my stocks & shares ISA when I move abroad?

    So I moved to Europe. Do I have pay taxes on my stocks & shares ISA to the new country?
  2. U

    Paying 24.75% tax in Spain?

    I never thought this would be possible. Is it ever possible to use your Limited company abroad and keep paying taxes in the United Kingdom? I'd expect the local tax agency not be happy about that.
  3. U

    Paying 24.75% tax in Spain?

    IT Contracting in Spain: Money & Tax :: Contractor UK This looks great. Does anybody know if us IT contractors can take advantage of this? I'm finding so little information about it on the internet.
  4. U

    CV Writing Service

    Does anybody have good experiences with some CV writing experiences? I assume most rewrites are done by people who don't know anything about IT, so will be less vasual. Surely there should also be high-quality CV writing services by people that know the technologies? Any recommendations?
  5. U

    Lloyds Bank business account

    I'm considering moving my Cater Allen bank account to a Lloyds Bank business account. How have your experiences been with Business Banking at Lloyds Bank? If you have ever transferred a business bank account to another bank. How smooth was the transfer?
  6. U

    What companies sell ETFs/Vanguard Funds to Limited companies?

    I'd like to buy funds via my limited company. I was wondering if people could recommend a company.
  7. U

    Banks - BYOD or not?

    I don't have a laptop and I'll have to get a new one anyway, but I was wondering whether I'd be working on my own laptop or not. English is not my native language. I understand this means I'd be starting out with my own laptop until they give me a Macbook to work on?
  8. U

    Can somebody recommend a personal private banking account?

    I have been looking at UK Private Banking Services - Lloyds Bank Private Banking, which requires you to earn £100k+ and the £25 monthly is waived when you have over £10k in your current account. So that's free mobile phone insurance, travel insurance, etc. Any recommended alternatives?
  9. U

    Is it a good idea to put a photo on your business card as an IT contractor in London?

    Is it a good idea to put a photo on your business card as an IT contractor in London? I know it's normal in some countries and professions, but not sure about IT contracting in London.
  10. U

    2 Offers: Modern Tech at a Big Bank vs. Laid-back Fintech Company

    I already agreed to work via the recruitment company, so I'm not going to back out on that. The PMO doesn't go to via the company that recruited me, so I'm surely had I had contact with the recruiter of the bank directly, that would've leaked less money away to the company doing recruitment...
  11. U

    2 Offers: Modern Tech at a Big Bank vs. Laid-back Fintech Company

    The IR35 assessment came back positive, so I have signed the contract at the bank and they are doing a background check on me now. I'd just like to know for the future. Surely they wouldn't get 10-15% for just payrolling services as they haven't done any recruiting? The direct recruiter says...
  12. U

    2 Offers: Modern Tech at a Big Bank vs. Laid-back Fintech Company

    I was contacted by a recruiter of the bank yesterday about working for them, as I applied before directly on their site as well. So maybe I could've gone direct, but that's too late now. I thought I once read that banks hire their contractors always via recruitment firms, but that's probably...
  13. U

    Can I use my business' money to invest in stocks or property instead of paying myself

    Thanks a lot. I thought contractors would lose their personal allowance too after paying themselves too much dividends? I could be wrong though. I'm already investing in accumulation funds, although income of my bonds is paid out inside of the ISA available for reinvestment, so I think that...
  14. U

    Can I use my business' money to invest in stocks or property instead of paying myself

    I do agree I should invest in a pension, although I'm <30 and I do want to take advantage of the passive income early. I don't want to pay myself over 100k, because of the 60% effective tax from 100k to 120k, Tax system flaws leave professionals paying 60 per cent - Telegraph I have been...
  15. U

    2 Offers: Modern Tech at a Big Bank vs. Laid-back Fintech Company

    Well, then don't believe it. It's not going to be far off from that number anyway as I applied daily for 2, 3 weeks on a lot of roles on the big 8, 9 job boards. I have sent between 500 and 1000 e-mails (many copy-paste) and 100+ of LinkedIn messages too. I think this helped achieve a higher...
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  1. Contracting
    1. General
      1. Brexit
    2. Business / Contracts
      1. Coronavirus Assistance
    3. Accounting / Legal
      1. Umbrella Companies
      2. HMRC Scheme Enquiries
      3. The Future of Contracting
      4. IR35 Reform
    4. Technical
    5. Welcome / FAQs
  2. Social
    1. Light Relief
    2. Social / Events
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