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Recent content by schindler

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    Contractor Morgage - First Time Buyer

    Thanks Mike!
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    Contractor Morgage - First Time Buyer

    Could you name the broker that you had used?
  3. S

    Contractor Morgage - First Time Buyer

    Had a look and looks not too bad.Will give them a call and see. Ta!
  4. S

    Contractor Morgage - First Time Buyer

    Contractor money and contractor financials are one and the same and have already approached them.
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    Contractor Morgage - First Time Buyer

    Well thats the worry.Having said that there was a debate in Radio4 on sunday evening and one of the guy was saying the market has not yet bottomed out and there will be spells of price increases but will it will eventually go down even further apparently...
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    Contractor Morgage - First Time Buyer

    Hello All, I am an IT contractor and a first time buyer.I have been looking for a 85-90%LTV mortgage and really finding it difficult in terms of the interest rates. I contacted a couple of Mortgage advisers(the ones that come up in the first page of a google search for contactor mortgages) who...
  7. S

    Business Bank Account Hacked! :frown

    Planning to ditch Cater allen and open a business direct account with HSBC which they say is free and much secure.As told by previous members, CA did refund the money quite quickly,but insisted that it is not from their side that the security breach happened.was thinking of opening an account...
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    Business Bank Account Hacked! :frown

    Thats what I thought so and now thinking of opening business account with other banks and spread the money around,so that even if it happens again and the money is not recoverable the damage is minimal....what free business bank account would the members suggest? abbey,A&L seem to offer free...
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    Business Bank Account Hacked! :frown

    Yesterday night i noticed that 7K has been wiped off from Cater Allen business bank account.The hacker had done it yesterday which thankfully was noted by me on the same day and had alerted the bank. The bank have called and confirmed that the money will be paid back and will launch an...
  10. S

    Contract Ended - Unpaid Invoices

    So what do u suggest? leave it like that and let HMRC handle it? In any case there is the flate rate VAT savings that I will lose(although it is not much!)
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    Contract Ended - Unpaid Invoices

    I have finished this gig through one of the Big agency dealing with Public sector contracts.They have paid all of my invoices, except the VAT elements for the first 5 invoices.I had already sent the VAT related docs to them before the start of the gig,but neither the agent nor the agency's...
  12. S

    CV with a photograph

    Cheers for all your insights...what would you personally do if faced with such a request?
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    CV with a photograph

    Hmm...thats sounds interesting...but does the panel think it could be a convincing reason for not giving in to the consultancy/agency's demands...
  14. S

    CV with a photograph

    Had this strange request from an agent today... CV was sent to client(a consultancy) 3 days back, the agent comes back and says its the consultancy's business process that they need a photograph of every candidate.He says i am in their potential short list but would be confirmed for an...

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