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mortgages
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PAYE Versus Fixed Term Contract for Mortgage Application
I am looking to apply for a first time mortgage but, now being faced with the dilemma of taking a 6 month PAYE role via a recruitment agency or another 12 month fixed term contract direct with an employer, I'm unsure which would make me more of a risk to a lender. Although I have been...- ziggystardust
- Thread
- fixed term mortgage lender broker mortgages paye
- Replies: 11
- Forum: Accounting / Legal
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Mortgage question
I'm trying to get a joint mortgage with my partner at the moment for our first home. Been contracting for years and can evidence income/accounts/history/current contract/rate etc. - all good. My partner was at home not earning when our kids were young up until about 18 months ago. She had 50%...- superdeano
- Thread
- mortgage mortgages
- Replies: 8
- Forum: Accounting / Legal
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Big shout out to CMME!
Completed (finally) on our house purchase on Friday, went to my bank (who I have personal and business accounts with) and they looked at me as if I have three heads, went to CMME and they were amazing from start to finish, would recommend to anyone looking for a contractor mortgage. -
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Which is better for mortgages, umbrella or company director?
Hi I was a contractor for a number of years and managed to get a mortgage whilst I was working through my own Limited company. I suspended my company about 2 years ago as I have spent a few years working as a permie. I have been offered a contract and I wonder if it would be better for me to...- bherbert
- Thread
- mortgages umbrella companies
- Replies: 6
- Forum: Accounting / Legal
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Mortgage Advice from fellow contractors
Hi, Let me start by saying I hope i'm posting in the correct section of the forum! I'm looking to get a mortgage in the next 6 months and I am wondering how to maximise my chances of being accepted for a mortgage as a contractor. The main thing i've been trying to do is build my credit as...- benjimarshall
- Thread
- mortgage mortgage lender broker mortgages
- Replies: 16
- Forum: General
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Borrowing to fund pension contributions
Hi. Newbie here. Have looked through archives but can't see this coming up before - possibly because it's barmy, you tell me. I have a one-man limited company, from which I currently take a £12k annual salary and c £36k dividends. I'd like to divert some of the dividends into pension...- Markie BII
- Thread
- borrowing dividend mortgages pensions
- Replies: 18
- Forum: Accounting / Legal
