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insurance

  1. S

    insurance policy clause in contract

    Here is an excerpt from a well known agency's contract regarding limited liability, professional indemnity, public liability insurance etc. 3.7 The Company shall have in place, policies of insurance of sufficient value to cover the provision of services pursuant to the agreement, including but...
  2. T

    Good Professional Indemnity Insurance with E-Risks for Gaming Industry Contractors

    Hi, I'm a contract programmer working mainly for the games industry. I've been searching for a new provider for my professional indemnity insurance that provides good E-risks cover. The only two I've been able to find that are reasonably straightforward for a sole trading contractor are Hiscox...
  3. B

    Insurance - Advice

    Hi, I'm starting a a new assignment/contract in less than a week and need to sort out insurance for my limited company. My contract notes the following : "The service provider shall : ensure the provision of adequate Employer’s Liability Insurance, Public Liability Insurance...
  4. J

    Quotiva - is it any good?

    Has used Quotiva before to find insurance? Did you get what you want for your related profession? It seems to keep playing up on me.
  5. J

    Offshore Insurance Advice

    Hello, I am new to this forum and the contractor lifestyle and responsibilities, but I have done a significant amount of research into getting insurance. I know I need Professional Indemnity at £1million, Public and Employers Liability at £10million (or maybe £5million for PL) and finally...
  6. C

    IT Contracting Essentials?

    I'm sure this has been posted before and if so, please reply with a link to a thread that is already on here. I'm looking into the IT Contractor market and just have a few questions. 1. What are the most common insurance requirements that an IT Contractor needs - Just PI? PI + PL? PI + PL +...
  7. M

    Insurance

    Hi, wonder if anyone can help - I had an office until around a few months back, for which I had insurance for. I have now given this up and work from home/out on site, but my insurance is up for renewal - I understand I'll need to retain employers liability as my wife does some admin, and that...
  8. P

    What insurance has everybody got?

    Hi just wondering what insurance everybody has got? Going into my 2nd year contracting now and thinking need to look at this more closely. Currently got professional indemnity and public liability. Thinking I need IR35 and Income Protection Insurance. Any thoughts? Cheers
  9. N

    Contents insurance at office/home address

    Hi, I have my flat rented through my IT company and this is my home and office address. I don't usually work from there as I work at a customer site mostly, but the flat rental contract is written for my business (limited company). Now I have problem with choosing right contents insurance. If...
  10. T

    Income Protection

    Hi guys, Another newbie question from me! I'm switchin from using an umbrella company to my own limited company. I've decided that I would like to get Income Protection. Does anybody have any insurers that they would highly recommend? And for what reasons? A friend has referred me to a...
  11. The Spartan

    Private Health Cover

    Hi everyone I'm wondering if anyone could give me their recommendations on which companies they use for health care as I'm looking as purchasing it for myself and extending cover to my family. As I believe it's important to look after myself now I'm contracting. Thanks
  12. M

    Agency asking for PI insurance

    Hi, i started a contract a month ago and have now been asked by the agency to take out professional indemnity insurance cover of £1m. The terms in the contract don't specify any level just some waffle along the lines of "maintain provision of adequate Professional Indemnity Insurance in respect...
  13. M

    What Insurance ?

    Hi, Just wondering - I have been thinking about Insurance for my limited company. I am predominately freelance web design/development, working on companies premises - usually this kind of work is through a recruitment agent. I also have direct clients where I work from home, I have one part...
  14. S

    Professional Indemenity insurance which covers USA recomendations

    Hi I'm looking around for professional indemenity insurance which covers the USA as my client is based there although I'm working from home in the UK. Anyone recommend anyone?
  15. C

    Do I really need Professional Indemnity isurance?

    Hi all, This is my first post as a newbie contractor. Have set up Ltd company, got an accountant & bank a/c, registered for VAT & PAYE etc. I am now looking at insurance and see that the only compulsory insurance is Employers Liability (and even that is only compulsory whilst IR35 is still...
  16. Addanc

    Car Insurance

    Can anybody make a recommendation regarding car insurance (must include business use); cheapest quote to-date is £490 for an old Nissan 2litre diesel (> 10 years no claims).

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