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Recent content by Spike

  1. Spike

    So what happens if I don't submit self assessment ?

    Thanks all for your comments and input.
  2. Spike

    So what happens if I don't submit self assessment ?

    Hi I'm leaving the country soon in about three months. My self assesment is due but I'm wondering whether I should even bother. So what do you guys think will happen if I simply don't submit a return ?
  3. Spike

    Do I need a buy to let mortgage ?

    My wife and I have decided to move out of our one bedroom owned property into a three bedroom rented property. As part of the process in letting our flat we were told that we need to get a letter from the bank giving us permission to do so. When my wife contacted our bank to enquire about this...
  4. Spike

    Dividend question

    Thanks for the feedback all
  5. Spike

    orangegenie or nixon williams for ltd company

    Avoid SJD - IMHO Avoid SJD - IMHO Hi, after all the good press they have gotten on this board, I registered with SJD and was very keen on using them for my accounts. I contacted them and requested a meeting to discuss my options in addition to assistance with some tax issues on my previous...
  6. Spike

    Dividend question

    Hi Vectra, what do you mean it's not 40% ?
  7. Spike

    Dividend question

    Hi, I have a question with regards to dividends and total net pay. If higher rate tax kicks in at anything over £38335 are most of us just taking the 40% hit if we draw anything over ? I'm in my first year of contracting and I don't see myself coming out on this. I'm curios whether anyone else...
  8. Spike

    Tax free investments

    Hi, can you (or someone else) explain what mean when you say paying off debts is tax free ?
  9. Spike

    How much pocket money to give wife ?

    The System The System In answer to the question about who keeps joint accounts and who doesn't, I developed what I consider to be a very fair system for our joint finances; We total up our joint expenses, basically anything which we share equally, including a sum for joint savings. Then we...
  10. Spike

    Jack Straw Should be Beheaded

    Thank God, there is this oasis of sanity here where rational, intelligent people realise how absolutely ridiculous the uproar is over JS's comments. I am so sick of the hypocrisy of this "muslim community". They are always outraged when a non-Muslim expresses an opinion about them and then at...
  11. Spike

    Woo hoo !! Iv'e been quoted !!

    http://www.contractoruk.com/002860.html
  12. Spike

    Hobbies & pastimes

    In my spare time, I work on my other business; mobile phone porn. I was doing it full time for awhile but I needed to bolster the bank account and hence have gone back to IT.
  13. Spike

    Lost

    There are defintely two camps when it comes to Lost, those that love it or hate it. Personally I love it and think it's the one of the best things on TV
  14. Spike

    Are contractors held to a higher standard ?

    Thanks all for you feedback.
  15. Spike

    Who are the foreigners here?

    South Africa - Land of the free :D

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