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Recent content by pr1

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    events not always processed in correct order

    you're so smart, well done you
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    Job offer but not sure what to ask for

    How much do you need, how much would you like and what your dream offer be? That should answer the question
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    B2C Debt recovery steps

    Sounds like their business plan is a perfect template of a ponzi scheme, probably don't bother entering any more comps
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    B2C Debt recovery steps

    In that case I think you're in a really tough situation... no "material loss" or time/money invested other than what it cost you to enter the competition and no agreed terms to fall back on. Asking a solicitor to get involved is going to get expensive fast. I get the feeling you're in a...
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    B2C Debt recovery steps

    Why do they owe you around 5k? Why did you accept 90 working day payment terms in the contract you signed before you delivered the work if you weren't happy with it? Did you sign a contract with no mention of payment terms? In reality I don't think there's much you can do until they miss the...
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    Extended Jury Service

    They only need 15 people to say yes (of which 12 will end up on the case) and they'll be asking 90+ people if they're available. As long as you give them the standard reasons (self employed etc) then the judge should waive you off that case ^ based on my experience of similar They don't want...
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    BIK - Any benefits vs personal expenditure?

    OP is not trying to escape a BIK charge, read the OP - you and nluk love answering the question you want to answer rather than the question that's actually asked They want to know if there is any plausible advantage to paying for something through the company and paying the BIK, vs paying...
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    First Time Buyer Mortgages with a £5,000 deposit

    I agree it's interesting news and probably useful for a lot of people, not everyone is in their 40s and 50s+ with built up savings and multiple properties... northernladuk does not and should not speak for the hundreds/thousands of users browsing these forums just because he has an innate need...
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    Business Savings Accounts

    to each their own
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    Business Savings Accounts

    You have multiple six-figure balances all with the same bank? You know FSCS only covers £85k per institution? Interest rates aside I think you should be spreading your money out a bit more just in case - even if it's just to avoid being completely locked out of your money in the case of a...
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    Moving on from InTouch (Brookson)

    Who do you get to do your year end returns?
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    Bucket list

    Indoor skydiving is also fun and has the same "feeling" of falling it just doesn't give the same "holy crap I could genuinely die here" adrenaline rush I've not tried a bungee jump yet but will do one day
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    Bucket list

    I did a sky dive and loved it, one of those feelings you can't really replicate any other way (I've also tried 'indoor skydiving' but it's obviously not the same exhilaration). Once was definitely enough to tick the "done that" box - no interest in doing any more Probably one of those "you're a...
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    Cryptocurrency

    still going https://www.tradingview.com/u/without_worries/
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    If it walks like a Penguin?

    The provisional figures are an average for the three-year period 2020-2022. I can't think of anything that might have killed off more old people in that sort of timeframe, mystery

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