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Recent content by ocs

  1. O

    Insurance Budget

    Qdos are quoting £19.98 p/month for the same cover and IR35 Reviews for an extract £99 p/year - that seems a big difference to me - what sort of reputation does Qdos have?
  2. O

    Insurance Budget

    I have checked the contract more closely and it just cites 'Adequate' as the level of cover. Hiscox quoted £38 p/month - I am going to try and get some more quotes this evening.
  3. O

    Insurance Budget

    Thanks for the responses. I am reading the contract via my phone on the commute back so may be missing some details but it only seems to refer to PI and no specific level of cover is mentioned. The cover offered in the package is £1m of professional indemnity insurance cover.* £1m of public...
  4. O

    Insurance Budget

    I have been looking at online accountants trying to find one that offers me the best package / value for money and found that Clever Accounts offer free insurances with their premium package but what is the likely cost of these insurances when purchased separately for a limited company IT...
  5. O

    Home Office Expenses - Not My House?

    Hi. I live in the house but I don't own the house. The house belongs to my partner. I know we can't use the RAR scheme but it is a hard sell to ask her to give up the rent she gets from students (circa £2k pa) in return for £216 And yes Scruff, I am after free advice :-) is that not permitted...
  6. O

    Home Office Expenses - Not My House?

    I have searched the web but can't find an answer that matches my circumstances. I live with my partner and she has a spare room that I was planning on using as a home office. She previously let the room under the rent a room scheme and could earn up to £4250 tax free but this scheme would not...
  7. O

    Company Names - What Do you Use

    OK, this is a first post and I know this may look odd but I need to find a new company name and was wondering what contractors use? In particular IT Contractors. I am not expecting everyone to post up their actual Ltd company names - but a general pointer would be handy :-) I used to have a...

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