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Recent content by muser

  1. M

    Handcuff clause, opted in, advice required

    At first I wasnt sure whether this is a serious discussion. How do you explain a discussion between a northern lady, northern lad and a b/b*stard? And how does JMO fit into it?? Nevertheless, here's my 2 pence' worth - As the role is not available through Agency A, I do not see how they can...
  2. M

    HMRC Real Time Information (RTI) Payroll Changes

    He advised me to switch from weekly to monthly salary. SandyD - Under the new system, you need to report each salary to HMRC every time it is paid. If you pay yourself weekly wages, that would mean 52 submissions per year!
  3. M

    HMRC Real Time Information (RTI) Payroll Changes

    Hi All, Has anyone been notified by their accountant about the Revenue's changes to how PAYE information is reported. A copy and paste from the HMRC website - "In April 2013, employers must start sending PAYE information to HMRC in real time. This means sending details to HMRC every time you...
  4. M

    Pension - why do I bother?!?!?

    OP - I did the same review a couple of weeks ago and reached the same conclusion as you. All projections seems to be pointing the wrong way. Annuities: Make it all add up in retirement - Pensions - Money - The Independent The FSA action will help but dont expect it to turn things around for...
  5. M

    market

    Yes the market is relatively quiet albeit for a few roles and fishing calls. Keeping plugging away!
  6. M

    I just need to get two references ...

    I got a call earlier today from an agent guy who seemed more interested in the rate I was getting for my last role. When I didnt offer the info, he assumed 'x' based on the sector. Then he told me about some other role which offers less. I said I'd be ok to be considered for the role. He said...
  7. M

    Paying family members dividends from my limited company..

    The right or the left foot? Also, can the above be claimed as business expenses? :rollin:
  8. M

    Stupidity beyond belief re: tax from family member

    I reckon you need to have a heart-to-heart with the old man. If your bruv gets out of this lightly, given the profile you portrayed, he will do it again and perhaps on a larger scale. Some families do 'ave 'em :-) I have someone close to me that makes your bruv looks like a role model. Tough...
  9. M

    Return to Previous Employer for Contract Opportunity

    The statement above is not true. OP - You need to speak to a specialist like Bauer & Cottrell. I recommend them because I have used their services several times last year. My argument against NLUK's statement is this - You could return to an ex-employer as a contractor after 5+ years but if...
  10. M

    What does it take to become a Recruitment Consultant?

    All, I just had a conversation with an agency bloke which almost knocked me off my chair. [after hello, formalities....] Agency: Listen, my client require someone with insurance background. I see from your CV that your last contract is with ABC Insurance Ltd, Leeds. Agency: Is it fair to say...
  11. M

    Word associations

    Lonely Mountain
  12. M

    Dividends and salary

    Let's try this simple model for size and see if it works... Arab Ltd is a company that trades and gets paid for its services. A separate legal entity. Arab Ltd (like all company) requires 3 different kinds of people/roles to operate. Business Owner, Director and worker(s). So there are Arab...
  13. M

    Dividends and salary

    I am baffled. Has Mrs Arab hacked into Arab's account to post these questions? Assuming that is not the case, I can also understand why the Accountant was being *seen* as evasive. What these questions show is that if HMRC ever decides to conduct an audit, the odds would be good that you'll get...
  14. M

    How Do I Build A War Chest

    Northern Lad, You are simply cruel. Ok, ok.... with a little humour. Did you use to be a comic?
  15. M

    How Do I Build A War Chest

    Spend less than you earn, logic dyslexic!

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