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Recent content by JonSmile

  1. J

    Please put more jokes here

    It’s worth the read… A man wakes up in a dingy slum, with no memory of how he got there. He wanders around aimlessly before he finds even one person who will talk to him. Some ratty beggar on the street turns out to be nice enough to explain where he is. "You're in the afterlife!" he tells...
  2. J

    Outside determination but offered FTC

    So client had come back with an outside determination (with SDS). But they now want to stop using psc’s do have offered a FTC instead of a contract extension. What’s the ir35 risk of going from an outside PSC to a FTC? They have already declared an outside sds so all was good with the world...
  3. J

    Umbrellas and expenses post April

    So my current contract is under review by end client and just in case they decide to put me inside IR35 (despite qdos and CEST both saying outside) I decided to have a look at some umbrella calculators. One of them called me back and I said I was looking at umbrella in case of an inside ir35...
  4. J

    The tax man is coming (to Australia)

    Ok. I was paraphrasing. It called them “lifestyle assets” Sent from my iPhone using Tapatalk
  5. J

    The tax man is coming (to Australia)

    It appears that the Aussie tax man is unhappy with some people’s tax returns and is asking insurance companies for policy details of “high end” assets to compare to submissions. Apparently a car over £34k is classed as luxury. ATO ‘red flags’: Tax office requests insurance information on...
  6. J

    Uk contractor in Germany via SWISS company

    Thanks Blaster. That is what I expected but the “via a Swiss consultancy” confused me slightly. I was ever hopeful I could avoid some tax :)
  7. J

    Uk contractor in Germany via SWISS company

    Hi I need some advise please from the great and good here. I understand that if I take a role (18 month) in Germany direct the German tax authorities want to take my money and it is best to go via a German umbrella company. However my contract would be with a SWISS company and I would be...
  8. J

    Best business bank - Freeagent compatible - Leaving TSB

    NatWest is an overnight feed into free agent but I have heard some banks are near real time so making it easier to keep reconciliations alignment.
  9. J

    A business current account that does your accounting

    There is a 2017 write up about his idea here https://techcrunch.com/2017/10/23/countingup/ You could also look at their direct competition Coconut (Monizo Ltd) https://getcoconut.com/terms/ It's interesting (well slightly) that counting up (Counting Ltd) are not in the finance business but...
  10. J

    Dead Celebrities Thread

    Johnny Hallyday: French rock star dies at 74 Johnny Hallyday: French rock star dies at 74 Johnny Hallyday: French rock star dies at 74 Johnny Hallyday: French rock star dies at 74 - BBC News
  11. J

    The Counting Thread

    35134 35134 35134
  12. J

    Write off of hardware b4 closing Ltd

    what is your companies fixed asset depreciation rules? And what is the net book value now? This will help you answer your own question ..
  13. J

    Business Bank Account - Recommendations

    Cheers for the replies. I did look at Metro, but have seen so much bad press for them I was put off. Will now reconsider them. Jon
  14. J

    Business Bank Account - Recommendations

    Evening all, I am looking for recommendations for a business bank account. The one in the First Timers guide (CashPlus) does not excite me partly because of the t&c's. "13.9 The Financial Services Compensation Scheme is not applicable for this Account . No other compensation schemes exist to...
  15. J

    Set up company or go umbrella?

    I moved out of contract market a couple of years ago and shut down my company. Now looking to get another contract and looking into either being lazy and going umbrella or setting up a new company. Are there still big benefits of having a ltd as the dividend tax breaks have all but being...

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