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Recent content by framework
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Accord Mortgages
Nothing to hide, i merely questioned the need for such information to be provided for a personal mortgage application. They have come back stating that the information is only used to verify deposits into the account by customers. Given that i currently have a large number of customers then it...- framework
- Post #15
- Forum: Accounting / Legal
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Accord Mortgages
Thanks all, Some good points made here. My point was that i do not see what the business account statement will tell them. I asked them to clarify why they would need this information to support a personal application. If they come back with a plausible explanation then i will supply this...- framework
- Post #12
- Forum: Accounting / Legal
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Accord Mortgages
No, its a new purchase. Current house will be rented out. If its a necessity to provide this then fine, its just that i fail to understand how the comings and goings in the business account are linked to a personal mortgage. I would ahve thought that 3 years accounts would have been sufficient...- framework
- Post #5
- Forum: Accounting / Legal
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Accord Mortgages
Does anyone have any prior experience with Accord? Apparently part of Yorkshire B.S. I am currently in mid application with them and it feels like a real inquistition is underway on every aspect of both personal and business finances. To date i have provided the following. 1. 3 years completed...- framework
- Thread
- Replies: 14
- Forum: Accounting / Legal
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Sizeable loan or take the hit on dividend?
I am doing a similar thing just now. Basically as below.. 1. Pay out 15k as loan now. 2. Company year end is end July 2013. 3. Pay back 10k by end of July 2013. 4. Pay back remaining 5k by 6th april 2014 (9 months after year end) If you are nearing the ceiling for dividend payments for this...- framework
- Post #4
- Forum: Accounting / Legal
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About to plunge into having my own ltd co. - questions
Heres the way i do this, with no problems so far. 1. Invoice clientco for days worked (weekly) 2. Send in expense claim for expenses which Myco has paid upfront (weekly) This expense claim includes expenses at 40p per mile and any hotels and meals incurred that week. 3. Clientco then pays...- framework
- Post #9
- Forum: Accounting / Legal
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cycle to work
Quick question,,, my wife is an equal shareholder of the business, not an employee. Is she able to purchase a bike under the cycle to work scheme??- framework
- Thread
- Replies: 3
- Forum: Accounting / Legal
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corporation tax
directors loan will be paid off within 9 months after year end so it should work out ok. the question was is it feasible to pay last years corp tax out of the following years profits- framework
- Post #10
- Forum: Accounting / Legal
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corporation tax
A quick question on corp tax which i'm sure has been asked before. company year end is 31/7/09 at which i have roughly worked out corp tax will be due of 6.5k. I have calculated i will be short of around 2k to pay this tax due to a training course earlier in the year reducing funds in the...- framework
- Thread
- Replies: 10
- Forum: Accounting / Legal
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Self Assesment Tax return
I have still not received my self assesment tax return from hmrc. I incorporated my ltd co in september last year so i would have thought i should have received this by now. Do i have to fill out form SE1? as i though this was only for sole traders and not for ltd companies. if so it looks...- framework
- Thread
- Replies: 4
- Forum: Accounting / Legal
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Ltd to PAYE to Ltd
This is exactly the situation, as the Norwegian gov have a lot of issues with people coming in to work and not paying Norwegian tax.- framework
- Post #5
- Forum: Accounting / Legal
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Ltd to PAYE to Ltd
I have been contracting to client co for 7 months as Ltd co and i have recently been transferred to a project in Norway for 4 weeks. Clientco states that i am not able to operate as ltd co in Norway and so i have to go PAYE for the 4 weeks i am there. I have no problem with this as the rate is...- framework
- Thread
- Replies: 4
- Forum: Accounting / Legal
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Sometimes contracting is just tulip!
Had the same happen today. Interview last friday went great, client said role was due to start at the end of march. Got call from agent today to say feedback was good and the client thought i interviewed well. Only problem is that the position is being put on hold for at least 4 or 5 weeks. I...- framework
- Post #3
- Forum: Business / Contracts
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Right of substititution
A quick question with what may be an obvious answer. I am currently contracted to client A with an ongoing contract. There is a right to substitute clause in the contract which have not used as yet. I have a possible 2 month role with client B which is at the other end of the country. The...- framework
- Thread
- Replies: 10
- Forum: Accounting / Legal
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Latest Trick from Modis for reference...!!!
progressive hit me with this one last week, some guy calling from holland promising the earth in return for 2 references....... at that point i hung up- framework
- Post #17
- Forum: Business / Contracts
