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Recent content by dty
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Pension Auto Enrolment
Once you get the letter, how long do you have to reply and opt out? I ask because I'm out of the country for 6 weeks over summer and am wondering if I should get someone to keep an eye out for this?- dty
- Post #36
- Forum: Accounting / Legal
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Daily Rate advertised but paid on an hourly basis??
Oh, the irony!- dty
- Post #25
- Forum: Business / Contracts
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£100/month normal for professional indemnity insurance?
£236 with QDOS for PI, PL & EL.- dty
- Post #16
- Forum: Business / Contracts
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Car PCP Finance
We've got a new car arriving any day now... Instead of doing the manufacturer/dealer PCP for 3 years, we got a personal loan from First Direct (3.6%) over 6 years. The payments are roughly the same (within £10 pcm), but after 3 years, the balance on the FD loan will be around £1500 less than...- dty
- Post #26
- Forum: Accounting / Legal
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employment intermediaries reporting
Don't being sentences with "and".- dty
- Post #6
- Forum: Accounting / Legal
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New Contractor - Advice on Agencies Please
Not necessarily true. I am picking up some good big data skills that I didn't have when I started my current gig. Very valuable. Also not necessarily true. My first client waited 3 months for me. OP: NLUK (and others) often paint a very black-and-white picture on these forums of the way...- dty
- Post #28
- Forum: Business / Contracts
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Barclays Business A/C - AVOID - No CSV export older that 6 weeks!
Errr... so unless there's a direct authorised feed from the bank (a la Barclays Data Services), how do Lloyds think these aggregation services will work without the customer divulging their credentials? AFAICS, that's basically a totally meaningless clause.- dty
- Post #15
- Forum: Accounting / Legal
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Barclays Business A/C - AVOID - No CSV export older that 6 weeks!
Barclays Data Feed direct into FreeAgent (and others) is the only safe way to go with automated feeds in the UK. Everything else I'm aware of uses Yodlee which will require you to hand over your internet banking username and password, which will almost certainly violate your bank's T&Cs and...- dty
- Post #10
- Forum: Accounting / Legal
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IPSE vs QDOS
Agreed. But I don't want to be the 1 guy out of 100,000 who gets made an example of. And for less than half a day's billing, I won't be.- dty
- Post #42
- Forum: Business / Contracts
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IPSE vs QDOS
How's the view from that there fence? :happy I agree with everything you said from "i.e." onwards...:grin- dty
- Post #27
- Forum: Business / Contracts
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IPSE vs QDOS
As stated, I am an IPSE+ member. And I have a QDOS policy. The QDOS policy is considerably cheaper when you consider that it includes contract reviews which seem very expensive with AbbeyTax.- dty
- Post #25
- Forum: Business / Contracts
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IPSE vs QDOS
TLC35 is a "claims made" policy - meaning you claim on the policy you have in force at the time of the claim, not the time the work was done. You can add past work cover to the QDOS Professional Indemnity policy for c. £30pa.- dty
- Post #24
- Forum: Business / Contracts
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IPSE vs QDOS
TLC35 is £360pa for £50,000 of cover and includes (from memory) unlimited contract reviews. Not sure why anyone would buy the AbbeyTax product. That's part of the reason I went the way I did. The other reason was that I found it very difficult to get any information on the AbbeyTax product -...- dty
- Post #23
- Forum: Business / Contracts
