Short term noise to be completely ignored.
You can't time the market, you don't know what you are doing, buy indexes, across the globe charging the minimum in fees, monthly, automatically so you don't change your mind, use ISA's and SIPP's. Fire and forget for at least 5-10 years, you will be very happy you did.
This becomes your warchest and if not needed it is your pension.
I am covered for at least 5 years I reckon despite a patchy investing approach over the last 15 years, this gives me tremendous comfort and makes me immune from terrible jobs or having to live away.
Within sight of here I can easily work part time or part of the year and pick and choose, not long after that, work will be optional.