Looks like I'll be eating dog food.

Good hope the damage isn't too severe.
You seem to miss the point don't you Bogey. The whole point is to warn people before they do f*** up. It isn't too late to rearrrange your finances. House prices are still high, but they might not be in about 3 years.
And you have appointed yourself as the watchdog for all of us?
What qualifies you for this position exactly?
Everything you say is negative. If I'd listened to Jonahs like you I'd never have invested in anything.

...mm so have I understood this correctly...you read forums like this to decide on your investment strategy.
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