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Still I do understand why it exists but am often puzzled by people's different interpretations of good advice etc. Granted as a newbie who has little or no experience of limited company affairs I shouldn't really be trying to give advice on LTD's or asking stooooopid questions but even on general subjects if people don't like your opinion you get a neg rep for it. Opinions are like a**holes everyone has one and yours is the only one that doesn't stink lol