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West 28th Street Limited

3.11 star(s)
I noticed the solicitor that has written most of the letters from Trethowans has only been with them for a year. I wonder if he is solely responsible for all the cross checking for the west 28 case...If so I guess his job is now on the line
I haven't had anyone willing to put a name against any letter. Who are you referring to?
 
Im just writing my letter of dispute in response to the letter of claim, I will be attaching the previous letter of dispute I sent. Looking at the reply form, the only info I plan on is ticking the "I dispute the debt" box, name and address, not telephone number and email. Interesting there is a box to tick for "more information" which could include written contract for the "debt". Is this the correct approach?
I was planning on doing the same. Disputed - tick, and attach or mention the letter of dispute previously sent (date) and delivered (date).
 
Every letter I've seen from Trethowans to a number of different people hasn't had a solicitors name on it. If you have something different, I would be very interested to know.
 
QQ based on the FCA intervention and on the very last point here:

Under the requirements we’ve agreed, Ethica:
  • Will write to affected consumers, explaining that they do not have an enforceable obligation to make payment at this stage. (This means they do not need to pay now while regulatory and legal issues relating to the purported loans are resolved.)
  • Will not make further demands for payment from affected consumers in the current proposed court claim while regulatory and legal issues are resolved.
  • Additionally, Ethica and West 28 will not ask a court to make a judgment against someone who has not responded to a legal claim. This is known as a ‘default judgment’.
Would the third bullet point mean that we actually don't need to respond to Letter of Claim **currently**, as they cannot serve any default judgement?

What would it mean in terms of not responding to Letter of Claim in case they still go ahead and proceed with a court case (with a formal dispute previously sent and in place) ?
 
If the whole show collapses then you could reasonably argue not replying would have had zero impact. However, lets play devils advocate and say this rumbles on, and some distant day down the road you're in court with your solicitor arguing about it all. If the judge asks why you didn't respond to a formal Letter of Claim, what will your response be ?

I'm certainly not telling anyone what to do, and I'm definitely not a lawyer. If it were me though, I'd be disputing anything and everything at every possible opportunity. If this ever did get to court, I would make sure I could clearly show that I had disputed everything, and asked for evidence at every possible opportunity. Show that you're the one trying to be reasonable and that everyone else isn't.
 
To date, has anyone received a meaningful response from Trethowans, West 28th or Ethica about anything at all ?
 
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