West 28th Street Limited

[wtafhwga]

Trethowans responded to my SAR request stating please forward this to Lawfront, if you lookup firms associated/linked to Trethowans “Lawfront” comes up

Wonder what ICO would say about that. It is not Lawfront sending you a letter, is it.

 

[mrprofit]

I’m not sure how useful this will be, but I’ve gone through all my emails and correspondence with the so-called “scheme providers” and identified the following companies and trusts involved in my case:

• Darwinpay Ltd.
• IQ Contracts Ltd.
• IQ Consultants Ltd., also known as Black Lake Ltd.
• IQ Consulting Ltd.
• IQ Settlement
• Umbrella Requirements (UK)
• CHS Services Limited
• ECS International Trustees Ltd.
• Helpline Services Limited (UK)

From the records I’ve reviewed, most appear to be connected to the registration agent Baker Tilly Isle of Man, at:
PO Box 95, 2A Lord Street
Douglas, IM99 1HP
Isle of Man


Finally, I can’t stress this enough: gather and organise all your documents, emails and other correspondence relating to any of the companies or trusts involved.

I’ve also instructed Freeths to deal with the West 28 issue, as they did with Felicitas in 2020.

 

[Diagnose b4 u prescribe]

Back on the subject of those so called group actions. Way back in June I posted a note to this forum, see below.
If Felicitas had indeed been frightened off by their intervention, why did Elysium then need so many more people to sign up and pay huge sums to do almost the same thing once again? My 'spidey senses' were tingling out of control when I was told how much these legal firms were charging to represent people, together with the fact they were insisting on confidentiality agreements whilst trawling for more customers!
I am so pleased that that people in this forum have ignored the 'divide and conquer' tactics and since shared so much information.
Well done to all you contributors, especially those who have written to the various bodies including FCA. Also kudos to Contractor UK for hosting this forum and publishing some excellent articles on the subject.
I'm optimistic that our mobilisation to now take the fight to W28, Ethica and Trethowans (on so many fronts!) will soon pay dividends and this long running nightmare will finally come to an end.

Another great post from shampoo and I was also interested in the quote "I now feel sufficiently confident in my findings to engage a solicitor locally". So another one choosing not to join the Elysium group action?

I'm of the same view. I've recently come across an old article published in Computer Weekly in November 2022 that referred to Elysium's case against Felicitas and W28. Link here: https://www.computerweekly.com/news/252527138/Loan-charge-contractors-hit-with-fresh-loan-repayment-request-from-new-firm#:~:text=Loan charge contractors,they owed, client

Some of the content still makes me wary of the motives behind this latest campaign from West 28 and Elysium. Especially:
1. Elysium Law requested a letter of claim from Felicitas, which responded with a lengthy letter of its own and 107,000 client documents. So how many actual clients?
2. Mediation with Felicitas took place on 12 November 2021 and the Elysium spokesperson stated “They outlined their claim and we outlined our defence and then Felicitas opted not to take it further. They dropped arms and stopped pursuing anybody”. So the Elysium defence apparently worked and you would think "job done"!?
3. 12 months later West 28th Street arrive on the scene and send out letters. "Brogelli and Gray said Elysium Law would be challenging West 28th Street’s attempts to recall these loans, while also working to resolve the matter on behalf of its clients for a final time, but it needs the support of more contractors who are being chased by the firm for loan repayments.." Final time? Why need more support? Surely Elysium just re-package the same defence they made for Felicitas the previous year!

I'll be sticking to my strategy to defend myself with the added bonus of having seen some great input from several others on this forum.

 

[Monkeypower]

Well only the fact they have sent 2-3 round of demand letters before admitting those are not YET enforceable due to validation order not being in place - is that not already ground for calling that out not being the best code of conduct / any due diligence performed? Or firing letters to different jurisdiction citizens citing E&W jurisdiction?

And also saying they are processing the repayment demands under CCA and then withdrawing CCA from it totally.. seriously, its laughable !

 

[lillybean]

Im just writing my letter of dispute in response to the letter of claim, I will be attaching the previous letter of dispute I sent. Looking at the reply form, the only info I plan on is ticking the "I dispute the debt" box, name and address, not telephone number and email. Interesting there is a box to tick for "more information" which could include written contract for the "debt". Is this the correct approach?

 

[Sidegate]

I’m not sure how useful this will be, but I’ve gone through all my emails and correspondence with the so-called “scheme providers” and identified the following companies and trusts involved in my case:

• Darwinpay Ltd.
• IQ Contracts Ltd.
• IQ Consultants Ltd., also known as Black Lake Ltd.
• IQ Consulting Ltd.
• IQ Settlement
• Umbrella Requirements (UK)
• CHS Services Limited
• ECS International Trustees Ltd.
• Helpline Services Limited (UK)

From the records I’ve reviewed, most appear to be connected to the registration agent Baker Tilly Isle of Man, at:
PO Box 95, 2A Lord Street
Douglas, IM99 1HP
Isle of Man


Finally, I can’t stress this enough: gather and organise all your documents, emails and other correspondence relating to any of the companies or trusts involved.

I’ve also instructed Freeths to deal with the West 28 issue, as they did with Felicitas in 2020.

The darwin etc schemes were run from Exchange house, 54-58 Athol St Douglas isle of Mann. ECS was baker Tilly.

 

[MrO666]

@lilybean

Other than ticking the box to state you dispute the debt, I would just state that you are including all previous dispute correspondence. I wouldn't give them anything else at all.

 

[chasedbyloansharks]

Im just writing my letter of dispute in response to the letter of claim, I will be attaching the previous letter of dispute I sent. Looking at the reply form, the only info I plan on is ticking the "I dispute the debt" box, name and address, not telephone number and email. Interesting there is a box to tick for "more information" which could include written contract for the "debt". Is this the correct approach?

This is exactly what I did. In fact I didn’t even include my name and address, given they have that already.

I’ve responded to emails to every one of the entities chasing me - Lawfront, Trethowans, Ethica and W28 - disputing it and have referenced this fact in the formal dispute reply to the LoC.

They can be in no doubt of my position at all. I’ve also reminded them proof of liability has been requested and not provided for over 2 months now and the ICO & FCA, as well as my MP have been informed of the situation.

 

[lillybean]

I’m not sure how useful this will be, but I’ve gone through all my emails and correspondence with the so-called “scheme providers” and identified the following companies and trusts involved in my case:

• Darwinpay Ltd.
• IQ Contracts Ltd.
• IQ Consultants Ltd., also known as Black Lake Ltd.
• IQ Consulting Ltd.
• IQ Settlement
• Umbrella Requirements (UK)
• CHS Services Limited
• ECS International Trustees Ltd.
• Helpline Services Limited (UK)

From the records I’ve reviewed, most appear to be connected to the registration agent Baker Tilly Isle of Man, at:
PO Box 95, 2A Lord Street
Douglas, IM99 1HP
Isle of Man


Finally, I can’t stress this enough: gather and organise all your documents, emails and other correspondence relating to any of the companies or trusts involved.

I’ve also instructed Freeths to deal with the West 28 issue, as they did with Felicitas in 2020.

I have pretty much the same plus Winchester however interstingly no reference to "Professional Independent Trustees Ltd" who are named on my statements as "name of original lender"

 

[PJSMITH1980]

I noticed the solicitor that has written most of the letters from Trethowans has only been with them for a year. I wonder if he is solely responsible for all the cross checking for the west 28 case...If so I guess his job is now on the line