I think we need to remind ourselves what this is really about and stop getting distracted by the noise.
We worked, submitted timesheets or invoices and received money we had earned. The scheme operators structured those payments as so-called loans, and now, years later, companies are demanding repayment.
We know we did not take out genuine loans. We know this was our earned income, not money borrowed from a lender. Our position is clear: these alleged debts do not exist.
The best way to demonstrate this is to
formally challenge the alleged debts and require these companies to prove otherwise.
The next steps are simple:
- Formally deny the existence of the alleged loans and any liability.
- Demand copies of all alleged signed credit agreements and evidence of the debts.
- Submit Subject Access Requests (SARs).
- Report suspected fraud to the police and raise concerns with the FCA.
- Respond promptly to any formal court proceedings.
We know what happened. We earned the money, we were paid for our work, and we dispute that any genuine debt was ever created.
The burden is on those demanding repayment to establish that legally enforceable debts exist.
Let's stop chasing the noise and challenge the very foundation of these claims. No proven loan, no established debt, no basis for repayment.
