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Recent content by whats

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    PC Trade/Wholesale prices for bying components

    Obviously I just wanted to get cheaper parts! Were in the same boat here... I thought...
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    PC Trade/Wholesale prices for bying components

    Lots of negativity! What surprised me is amazon has some great prices, but their packaging is really bad. I now have a scan biz account, ordered a case+motherboard (other bits were cheaper on AMZ). About £20 cheaper then private account, but I have free P+P on private account, so savings...
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    PC Trade/Wholesale prices for bying components

    Hi, the office PC needs replacing which I will be building. Has anyone any experience in obtaining trade prices with meaningful discount from say Amzon? I have a Ingram Micro account, and can't find anything cheaper then on Amzon etc.
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    Surplus cash

    This got me thinking and I found this How to Invest your Company Profits - Foxy Monkey I don't want to get into direct property myself. I was hoping moving money into shares could reduce my companies capital tax bill. Accountant says it just looks like another bank account though (which makes...
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    Transferwise Borderless Account

    Thanks for this OP. Worldspan are working on something similar. This sets the benchmark for fees. WS are more business orientated - they offer forward contracts which was something I wanted to look at. Today I receive EUR into CurrencyFair. Convert and fund GBP account. But I can't do...
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    Trivial Benefits

    Thanks OP for not using the search facility :) When I looked into this in the past I ruled this out as I thought there was tax implications. Not going to make you rich, but every little helps. Maybe I'll get £50 of supermarket vouchers for my poor director.
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    Euro Bank Account (Cater Allen absolutely shocking)

    I have a Cater EUR/UK accounts as well. For last 6 months I've had my customer pay directly into Currencyfair EUR account. The good thing is the reference number that's used to work out the onward account is static. I always fill in the web form listing the expected payment, which is a chore...
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    Who shall I use for my business banking? ££

    State Bank of India has a 1.5% savings account. I don't have one, so no idea good/bad.
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    Business banking recommendation with good mobile banking and USD account

    Talking about HSBC, I met one of their business advisor this week. Foreign account requires a HSBC business account (£5.50 month). Inbound cost is £5, Inbound SEPA is £1. He told me cost of inbound SEPA was 5+1, which didn’t sound right as it would make SEPA more expensive than other...
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    First contract - using pension to remove TAX/NI exposure

    Little update. I don't think it's that well documented (took me a while to find) as a sole trader pension contributions isn't an expense (it would be if I employed someone) so I would be stuffed with NIC class 4 for personal contributions. Now I'm down the LtdCo route. Quite happy about it...
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    First contract - using pension to remove TAX/NI exposure

    Hi, My main PAYE job brings in £85k. I have a second job for a client in Europe which should bring in €45K (~£35k). I need to invoice in Euro. They are ok if I invoice as a sole trader. This is a permeant arrangement and should increase to €60k in 2018. I’m not looking to do any additional...

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