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Recent content by Smackdown

  1. S

    State of the Market

    Just moved to London and wondering wtf is going on. I've had more rejections in the last two weeks (3) than in the past 4 years in another, smaller UK city. How often do you guys get offers? I'm really interested in London answers because this has been so bizarre for me. The worst bit is I...
  2. S

    Problem with New Team Member

    Another tactic I've seen from other contractors is to become that persons teacher. Make sure other people are in the room when you're doing it and just give them useful guidance on how to step through the problems. Make sure that you do it with the code up on the screen instead of berating them...
  3. S

    Problem with New Team Member

    The small potential impact of the bit in red is going to cause you to over-react and end up damaging your relationship with a permie. Sometimes the winning move is to do nothing.
  4. S

    Blacklisted/Blackballed/Defamation What to do next?

    You can easily test the blacklist theory by changing your name on your CV. I think that even if there was a blacklist involved, that 6 year gap alone will stop you. Why would anyone want to hire someone on contract with a 6 year gap? That's just nuts. Get a permie job and sort your career out.
  5. S

    When to start contracting? (Node, React)

    My hunch is you will get fired for underperformance. 7 months in the skill set you want to contract in? Yeah ok. :eyes
  6. S

    Immediate Notice for First Week?

    Happened to me before. I wouldn't sign another contract with a 1 week notice period ever again because of it. Having said that immediate notice for your first week only is only a problem if you're aggressive or smell.
  7. S

    Best/most accurate 'contractor' calculators

    Love the VAT calculator on there. Apparently I must owe no VAT at all! (firefox if browser is why it's not loading) :D
  8. S

    To refuse or not refuse an extension offer

    Do you have loads of cash available to keep paying yourself? I would just keep billing unless I was on a mountain of cash or could easily pick up a better rate. At the end of the day time on bench is what destroys your annual earnings. Spend 6 months with permies thinking you're a rich git...
  9. S

    Simple Pension Question (SIPP)

    I would like to improve my own understanding as it's a lot of my money as well :) But yes I will talk to an accountant before it passes 40k.
  10. S

    Simple Pension Question (SIPP)

    Thanks, this is very interesting. So my optimial scenario is to ensure that post-April I am a basic rate tax payer and to ensure pay is from dividends so not to escalate my tax rate. I will then pay the money into my pension direct from the ltd company and I will have to offset some of it from...
  11. S

    Simple Pension Question (SIPP)

    Thanks for your time. If I exceed it with my personal contributions or if the value of both my employer and personal contributions exceed that limit? I assume that this tax bill has to be paid out of my 'income'; i.e. money in my personal bank accounts?
  12. S

    Simple Pension Question (SIPP)

    Hello NorthernLadUk. I did have a trawl through but I was struggling to find an answer to my specific scenario. I know I can pay into a SIPP. What I couldn't find was whether company SIPP contributions are bounded by the £40,000 tax relief limit or not; or whether there was any consequence to...
  13. S

    Simple Pension Question (SIPP)

    Hello, I apologise in advance if this seems to be irrelevant/arcane to some but pensions are a big part of why I became a contractor (don't talk to me at dinner parties). Scenario. I would like to pay in the region of 60,000-100,000 year into my SIPP direct from my ltd company, that I'm a...
  14. S

    Contracting or Perm??

    If you can only get £210 stick to permament. It indicates that your current skill set is not highly valued and means you will be extremely vulnerable if the number of contractors begin to outnumber the number of contracts. Contractors are always the first to be canned. You could be canned and...
  15. S

    First contract, what's my day rate?

    Nobody is answering your question so I will. Take £450 and get a contract under your belt then up to £550. £50/day is 1k in revenue each month. One missed month of work is anywhere between 7-12k. You do the maths. You lose a lot more on being out of contract then you gain from higher rates...
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  1. Contracting
    1. General
      1. Brexit
    2. Business / Contracts
      1. Coronavirus Assistance
    3. Accounting / Legal
      1. Umbrella Companies
      2. HMRC Scheme Enquiries
      3. The Future of Contracting
      4. IR35 Reform
    4. Technical
    5. Welcome / FAQs
  2. Social
    1. Light Relief
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