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Recent content by Scratch It
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Mortgage brokers & is now a good time?
My experience: CMME: initial consultation good but then my advisor became very difficult to get hold of. Eventually contacted Power Mortgages and Freelancer Financials, Power Mortgages: Who I eventually went with - Ben helps you think strategically about the right product for you - discount if...- Scratch It
- Post #5
- Forum: Accounting / Legal
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Lost contract to very junior in-house hire. Now being asked to train them?
Ask them if they can complete out of hours, set up a couple of evenings and do your best to leave them in a good position. Just good business.- Scratch It
- Post #8
- Forum: Business / Contracts
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Contracting through an agency currently to FTC with end client
I wouldn’t accept the exact same role on an FTC basis. I wouldn’t be prepared to stay with the same end client regardless, but if I was I would renegotiate different working practices and responsibilities to demonstrate that your practices before were substantially different to the FTC.- Scratch It
- Post #2
- Forum: IR35 Reform
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How can I get a breakdown how much I will earn month / annual based on a daily rate?
Too. Damn. Real.- Scratch It
- Post #17
- Forum: Accounting / Legal
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Contract & Terms advice
Word to the wise, get this (or something else) on a pdf with your trading style on there, with numbered points. Looks a lot more professional, less likely to put client's backs up.- Scratch It
- Post #7
- Forum: Business / Contracts
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Weird contract relation between agency and client
Startups are naturally a higher risk in terms of getting paid. Friends of mine who have had issues with payment have generally been engaged with start ups. As mentioned above, strict credit terms based on a credit check.- Scratch It
- Post #4
- Forum: Business / Contracts
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Santander Business Cash Back Credit Card
Wouldnt the cashback be subject to CT though?- Scratch It
- Post #3
- Forum: Accounting / Legal
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All the insurance!
How sure can you ever be really? He brought up a lot of different products which I thought were ott. Not sure he understood contractors. Not an IPSE member. The link you shared was for liability/indemnity insurances. Do IPSE recommend contractor friendly IFAs? Liked the guy but don't want to...- Scratch It
- Post #6
- Forum: Accounting / Legal
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All the insurance!
:frown Whole of market IFA - we pay a setup fee. Wife with 2 kids for info. Me, not the IFA- Scratch It
- Post #4
- Forum: Accounting / Legal
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All the insurance!
Hi all, Met with a financial advisor recently to set up a relevant life policy and critical life cover. The guy talked about income protection, key man cover, business value insurance. Pretty sure only need rlp and critical illness cover, though do other contractors get income protection...- Scratch It
- Thread
- Replies: 6
- Forum: Accounting / Legal
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Bank statement as proof of travel
Or quoting the correct post :ladybags:- Scratch It
- Post #21
- Forum: Accounting / Legal
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Bank statement as proof of travel
Which just further supports my point tbh.- Scratch It
- Post #19
- Forum: Accounting / Legal
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Bank statement as proof of travel
These questions do come up time and time again, agreed. Though using the google site search function, a good percentage of the top ranking posts invite the OP to use the Google site search function!!!- Scratch It
- Post #17
- Forum: Accounting / Legal
