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Recent content by sbmcb
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LRT PAYE employee but also receive dividends from husband. Need to do a tax return?
Hi, I'm a teacher so pay tax through PAYE each month. Minimal bank interest has tax deducted each month. I have no other income besides dividends from husband's company which still keeps me below the threshold as a lower rate tax payer. My accountant said I need to fill in a tax return for...- sbmcb
- Thread
- dividends tax
- Replies: 3
- Forum: Accounting / Legal
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Paying for a broker vs "fee free" any thoughts/experiences?
Thank you for the tip Cailin-which lender have they recommended for you? My husband went contractor route just under 2 years ago. Have to say its made us even tighter with money!!! He has had one day off sick in 2 years and about 5 days holiday...everything now is compared to "how many...- sbmcb
- Post #7
- Forum: Accounting / Legal
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Contractor mortgage and stamp duty incentive
Thank you. This advice was given by CMME (contractor money made easy)-husband a contractor. I'll go back and check this with them. Interesting...- sbmcb
- Post #5
- Forum: Accounting / Legal
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Contractor mortgage and stamp duty incentive
We thought that too as its such a common incentive these days with new builds and at land registry it means their "sold price" appears higher. However, first email response we have received is... "I spoke to a senior underwriter for Halifax yesterday, and they 100% do not accept any form of...- sbmcb
- Post #3
- Forum: Accounting / Legal
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Paying for a broker vs "fee free" any thoughts/experiences?
As the title says really...Contractor money made easy = 795; freelancer financials=495; contractor money/financials and all the different trading names of it are fee free. Is it a case of you get what you pay for? All seem to be offering same rate with Halifax. Used CF in past but there were so...- sbmcb
- Thread
- Replies: 16
- Forum: Accounting / Legal
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Contractor mortgage and stamp duty incentive
Agreed a deal on a new build property-developer paying half the stamp duty. Anyone have any experience of mortgage lenders allowing this or disallowing it? Also emailing some mortgage brokers today for some rates/information but any advice greatly welcomed!- sbmcb
- Thread
- Replies: 10
- Forum: Accounting / Legal
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Limited Company - can I pay secretary SMP and pay som else maternity cover?
Thank you so much Martin and Just1morethan - very clear info there for me to think about. Not happy with my husbands accountant-who always has to "get back to him" with a response and never does! Being relatively new to contracting, we are really learning as we go. So all advice massively...- sbmcb
- Post #6
- Forum: Accounting / Legal
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Limited Company - can I pay secretary SMP and pay som else maternity cover?
Hi, this is my first post. Just sussing out options really... my husband has a limited company. He's director and I'm his secretary. He's only been self employed 1 year having been an employee before that. We're planning another baby and I know he can pay me SMP (statutory maternity pay) for 39...- sbmcb
- Thread
- Replies: 8
- Forum: Accounting / Legal
