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Recent content by sapsam

  1. S

    Expense claim at different/temporary client site

    Thanks for your response Yes the client is paying to my Co, but my query was more about whether I can claim from my Co, without incurring additional BIK.
  2. S

    Expense claim at different/temporary client site

    I have been fortunate enough to have my current contract run over the 24 months. So I cannot claim expenses when I travel to my client base location of Manchester. However occasionally I have to travel to other client site in Newcastle and Birmingham lasting a few days to weeks. I'm incurring...
  3. S

    Transfer shareholding to non resident Parents

    Hi All, I have asked this question to my accountant as well(awaiting response), but wanted views from the group. My wife has 40% shareholding in LTD company with other 60% with me. She intends to start fulltime work and is likely to earn enough to push her in higher tax band. She wants to give...
  4. S

    Awaiting Mortgage offer for over 10 days

    Contract Financials Free but lot of hassle Contract Financials Free but lot of hassle I will second your experience CChann, My experience is the same I was told I will have my morgage offer ready by end of the day on 24th June, I emailed them, no reply so called the following day, then told...
  5. S

    Old Ltd co dormant and setup new ltd co

    Thanks for your quick reply, I was told If I go umbrella I will be able to claim expenses, Can I not do the same through new ltd co.?
  6. S

    Old Ltd co dormant and setup new ltd co

    I have been contracting in Manchester for past 3 years for the same client. I've now bought a house down south and started commuting to manchester on weekly basis. I'm worried about IR35 implications of such a long contract, plus I would like to claim expenses for the additional travel that I...
  7. S

    Contractor mortgage....any suggestions who to go with?

    Go with contractor financial if you are not in hurry Go with contractor financial if you are not in hurry I applied through contractor financials and they are offering 3.99% for 90%LTV and 3.19% for 85% LTV with clydesdale. I have found them very hit and miss, they took nearly nearly four...
  8. S

    Paying offshore resources

    Hi Gurus, I have begun a project for a client with couple of offshore(Singapore) freelancers. I'm managing the project through my company and taking responsibility for delivery. Its brought to my attention that they dont operate through ltd companies as we do here. I will need to pay them...
  9. S

    Mortgage or Directors Loan fall back?

    My question was if the Mortgage completion takes too long, can I fall back on directors loan, in order to make payment within the 28 day window. I understand the answer is yes with some caveats, thanks for links. Then I can renovate the property and re-mortgage to re-pay the directors loan with...
  10. S

    Mortgage or Directors Loan fall back?

    Thanks Ben, That is a point I was not aware off, However considering it might take 6 months to get the house modernised in order works well in the plan.
  11. S

    Mortgage or Directors Loan fall back?

    Hi Guru's I'm planning to purchase a property at auction. Property needs modernisation, new kitchen and bathroom. Brokers have advised if there are further investigations, besides the home valuation required then mortgage may not be approved within the 28 day window(20 working days). If this...
  12. S

    Upton Accountants - more info

    Advice please Advice please I would really appreciate some advice, I have just completed my first year of contracting and uptons have filed my company house returns. My company account and corp. tax needs to be filed, I'm wondering if its good idea to switch to a new accountant now or let them...
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  1. Contracting
    1. General
      1. Brexit
    2. Business / Contracts
      1. Coronavirus Assistance
    3. Accounting / Legal
      1. Umbrella Companies
      2. HMRC Scheme Enquiries
      3. The Future of Contracting
      4. IR35 Reform
    4. Technical
    5. Welcome / FAQs
  2. Social
    1. Light Relief
    2. Social / Events
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