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Recent content by RyanDS
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How much would you need to go permie, seriously?
In discussions with current role about going perm. Money doesn't really matter, it's more the perks and lifestyle that I fight for. In this case the offer of 6 weeks holiday, plus one month a year I can work remotely from a country of my choice swung it for me. I went contracting so I could... -
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Airpods or similar
Tried the airpods and they are rubbish. Uncomfortable and branding over form. Designed to look like apple stuff, and not designed to actually fit your ear. Galaxy buds on the other hand are fantastic, fit well, comfortable, good sound and can go for a run and not worry about them falling out... -
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Dividends Salary Investments - Stupid questions!
Pay your corporation tax early and get 0.5% interest on that.- RyanDS
- Post #16
- Forum: Business / Contracts
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What are your experiences with private healthcare?
I spent 10 years complaining about groin pain to the NHS doctors. Eventually used my medical insurance to see a private GP, was scanned the next day, 2 hernias. Had a nice chat with the consultant, explained I was mid project and could I schedule the operation for a good time to avoid go... -
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Loan Charge on BBC front page : the general version
Isn't IR35 also about tax though? And maximising income? This is not a judgement call, I personally maximise my income and pay as little tax as possible. But the point of loans is to avoid tax, and surely arguing otherwise is just silly. (And yes, I 100% agree they should not be chased for... -
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Loan Charge on BBC front page : the general version
What is the reason then? I have a few friends who were caught up in these and 100% they did it for tax avoidance. They just thought the benefits outweighed the risks. I honestly can't think of a single reason apart from tax to have used one. That's not to say people knew they were illegal... -
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Contract clauses becoming more draconian?
How does that work? An agency is free to enforce opt in or out as a condition of contract. (Whether the opt out is valid is another matter)- RyanDS
- Post #17
- Forum: Business / Contracts
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What are your clients doing with IR35 reform?
Going perm in my current role. Lots of discussions on implications or IR35 etc and it is just easiest. Personally I am not worried about HMRC sniffing around at me being outside IR35 then perm as the roles are substantially different and I am happily outside in the current role and am happy to...- RyanDS
- Post #54
- Forum: IR35 Reform
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What do you see as the core benefit of contracting?
Surface pro all the way. Sure they are pricey, but the size, power and battery are the best I have found for any laptop. -
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What do you see as the core benefit of contracting?
As per the title really, I've been offered a perm role recently at the place I am contracting*, and am tempted to take it. I'm just ruminating in my head about why I started contracting in the first place and whether the perm is worth it. Most people who I know contracting, do it for the... -
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Jefferson Frank / Nigel Frank paying invoices late
Coming from the agency side I can tell you this is untrue. Hasn't happened very often but several times at agencies I have worked at we have ended up paying out. There is always a song and dance, and the agency will take it to the line, but we have backed down several times. Notably I was at...- RyanDS
- Post #13
- Forum: Business / Contracts
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Working from home - in Cambodia. Implications to Ltd company?
I'm South African, been living in UK for 20 years though. I actually miss the heavy rain...- RyanDS
- Post #10
- Forum: Accounting / Legal
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Working from home - in Cambodia. Implications to Ltd company?
Cheers. That's what I assumed. I was just wondering if at some point duration comes into play. Yeah, I have no idea how it would be. I stayed with a friend in Thailand for a few days last year who worked those hours. He reckoned took a bit of getting used to, but the upsides were worth it...- RyanDS
- Post #5
- Forum: Accounting / Legal
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Working from home - in Cambodia. Implications to Ltd company?
Yeah I know, ask my accountant, but this is more a random musing. I contract pretty much entirely so I can control when and where I work, I generally do 3 months on, then go backpack for 2 or 3 weeks, then repeat. My current contract is likely to extend due to new projects cropping up other...- RyanDS
- Thread
- Replies: 11
- Forum: Accounting / Legal
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PAYE Contractor as second job
I would assume use full tax code PAYE, and for your LTD only pay yourself dividends. Either way you are going to be a lot less tax efficient than LTD only.- RyanDS
- Post #2
- Forum: Accounting / Legal
