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Recent content by rowlando

  1. R

    Scottish Widows Offset Mortgage

    I've just taken a look at First Direct offset mortgages and they're offering the same rates, but FD charge £500 less for the arrangement fee (the better FD rates have a hefty £1999 arrangement fee). The other thing that puts me off First Direct mortgages are that they're interest-only mortgages...
  2. R

    Scottish Widows Offset Mortgage

    I bank with First Direct and when I phoned them up about switching my mortgage to them they would only count my salary, not dividends, as valid income. Seemed a bit silly to me. Maybe it was the particular person I was speaking to. Have you or anyone else had success with First Direct recently?
  3. R

    Scottish Widows Offset Mortgage

    My current mortgage will soon be switching to the standard variable rate so I'm starting to look at remortgaging, particularly offset mortgages. I like the look of Scottish Widows, especially because they look contractor-friendly: Adviser confirmation | Scottish Widows Extranet Does anyone...

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