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Recent content by Nitro

  1. N

    UmbrellaReclaim - anyone used this?

    It was unlawful, that's been made abundantly clear with the focus IR35 has put on the practices of umbrella companies. Not sure what you mean by your last comment, but thanks for the reply nontheless.
  2. N

    UmbrellaReclaim - anyone used this?

    Hi everyone Has anyone use UmbrellaReclaim.com? Dave Chaplin at IR35Shield recommended them on LinkedIn for someone who wanted to reclaim unlawful employers NI deductions. I thought it may be worth a go at £99 fee + 25% success fee for money I thought was long lost... although, there is a...
  3. N

    Umbrella receipts. Safe to chuck?

    Well, if you click on the "self-employed" bit it says "You must keep your records for at least 5 years after the 31 January submission deadline of the relevant tax year. HM Revenue and Customs (HMRC) may check your records to make sure you’re paying the right amount of tax." But technically...
  4. N

    Umbrella receipts. Safe to chuck?

    Fair enough, I'll keep them.
  5. N

    Umbrella receipts. Safe to chuck?

    Hey guys When I first sorted contracting in September '14, I went via an umbrella company. I went limited in May of '15 and have been since. I submitted all my expenses during my time when the umbrella on their own portal, and was paid accordingly. However, I still have stacks of receipts...
  6. N

    HMRC contractors leaving HMRC

    Yup, I know personally that many in HMRC are decided to leave ;-)
  7. N

    Accommodation change - what is acceptable receipting wise?

    Shouldn't come to £7,500 a year, so that's good. Account got back to me and said she just needs to give handwritten receipts. Winner.
  8. N

    Accommodation change - what is acceptable receipting wise?

    I like this, very simple I guess. But what about the tax implications for her personally? I know it's nothing to do with me, but since she's a friend I naturally don't want her losing out. With any luck!
  9. N

    Accommodation change - what is acceptable receipting wise?

    Hey everyone Hope it's a simple one. I'm currently staying in a hotel during the week in London for my contract. I'm looking to rent a room in a friends house to help us both out. It's a little extra cash for her, and cheaper for my limited company. Is this a legitimate expense? What kind of...
  10. N

    After a Brexit your todger will fall off

    George Osborne is full of tulip.
  11. N

    Newbie to the game, need to shake of a permie state of mind

    I'll give you my experience. I was lucky, extremely lucky in fact, to be around some good contractors who really knew the game when I started. I was clueless to the fact a contractor mindset even existed. It didn't take me long for those guys to smarten me up - and I've become a better person...
  12. N

    Mortgage with less than a years books...

    He's told me I may need one, he hasn't said for definite. I've just asked the question on here while he's gone away to have some conversations... a two-pronged approach if you like. I don't know the answer to that question, though I do understand your point. He said I may need one, but the...
  13. N

    Mortgage with less than a years books...

    I am area of the country that doesn't have extortionate house prices, ha. You're not the only one to have that reaction though... my fellow contractors I work with are the same.
  14. N

    Mortgage with less than a years books...

    My broker knows how long I've been contracting and is probably intellegent enough to work out an SA302 won't exist yet, I was just searching for real contractor experience, hence why I posted here. Good to know about the P60 though, I've got that from my umbrella days. I accept your apology...
  15. N

    Mortgage with less than a years books...

    Hey everyone Hoping to get some advice. I've been contracting since September 2014, and finally ditched my umbrella and went Ltd in May 2015. I've been in the same contract ever since. I've decided I want to get a mortgage. It's for a house in the £120k mark, and I have £30,000 deposit to put...
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  1. Contracting
    1. General
      1. Brexit
    2. Business / Contracts
      1. Coronavirus Assistance
    3. Accounting / Legal
      1. Umbrella Companies
      2. HMRC Scheme Enquiries
      3. The Future of Contracting
      4. IR35 Reform
    4. Technical
    5. Welcome / FAQs
  2. Social
    1. Light Relief
    2. Social / Events
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