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Recent content by nik

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    Questions To Ask When Buying House...

    Get it professionally snagged. In other words, get a company that carries out professional snagging inspections to walk through and produce a report showing what's wrong with it. I bought a new build a little under two years ago, and they caught 150+ problems that the builder had to fix. I...
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    Brollies that don't require agency regs opt out

    I'd pretty much decided to go with Parasol as my brolly of choice. Then I read their T&Cs. That seems a bit off. My opt in (or opt out) is between the agency and myself, thanks very much. Parasol aren't going to know about a contract until I've been for at least the first interview (by...
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    Insurance against HMRC rule changing

    mid-70s. One of the points they emphasised was that they don't take the piss by paying minimum-wage salary. Of course, that makes no difference if HMRC closes this particular loophole because of any other companies in the space that are taking the piss.
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    Insurance against HMRC rule changing

    I don't believe so -- it appears to be a currently legitimate way to avoid (note: not evade) tax. And it's registered with HMRC. I am fully aware that "registered" does not mean "approved". And I know that HMRC may decide, at some point in the future, to close this particular loophole...
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    Insurance against HMRC rule changing

    I've had a company propose what they describe as an "innovative" scheme to maximise contracting earnings, involving Isle of Man trusts, loans, and so forth. I'm treating this with a healthy degree of scepticism. However, it does, at the moment, appear to be legit. I'm also aware that HMRC are...

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